Over 70% department stores listed companies fell net profit and business losses of 14 billion 500 mi 巩国兰艺术照

Arts & Entertainment

More than 70% department stores listed companies net profit fell and business deficit 14 billion 500 million Department stores over 60% business revenue decline, businesses shut down large stores stop the spring of the department store seems to have yet to come. Recently, a joint network released analysis report shows that 57 listed companies involved in the retail industry, the first half of 2016 to achieve revenues of 262 billion 801 million yuan, net profit of -53.0726 billion yuan. Among them, the company’s revenue fell 77%, 75% of the company’s net profit decline, revenue and net profit of the company accounted for 67% double down. The report also points out that the average loss of the industry in the department stores is mainly due to the huge loss of people and business (01387, HK) of Hong Kong stock listed companies. According to the people and business in 2016 semi annual report, its revenue was 523 million yuan, the loss has reached 14 billion 493 million yuan. In addition, 56 department stores, shopping centers listed companies, the first half of 2016 net profit rate of 3.5%, higher than the average level of retail listed companies 1.1 percentage points. This is considered "the actual situation is better than imagined."". Even so, director, United Business Network Retail Research Center of Shanghai Business School professor Zhou Yong said in the report, the department stores, shopping malls, supermarkets advantage in electricity supplier after the onslaught of retreat, and suffered heavy casualties ". "Department stores have been making great efforts to transform in the past few years, and now they have achieved some success." Zhao Ping, director of the International Trade Research Institute of the China Association for the promotion of international trade, said, but the situation is difficult to show that the department store industry is picking up, more due to the transformation of department stores to the shopping center and the direction of the electricity supplier, which brings the profitability improvement. 57 43 decline in net profit according to the report, the first half of 2016, China’s retail industry 122 listed companies in retail, including department stores, shopping centers, supermarkets, clothing, jewelry, digital home appliances, pharmacies, electricity providers and other retail formats, to achieve revenue 894 billion 368 million yuan, net profit of 21 billion 493 million 640 thousand yuan, net profit rate is only 2.40%. Among them, 57 listed companies, department stores and shopping center plate, the first half of 2016 to achieve revenues of 262 billion 801 million yuan, accounting for 29% of total revenue, net profit of -53.0726 billion yuan, revenue fell 77%, net profit fell 75%, revenue and net profit double surface 67%, were higher than the average falling degree. However, according to the director, United Business Network Retail Research Center of Shanghai Business School professor Zhou Yong wrote the report, the Department has the industry average losses, mainly due to the impact of Hong Kong listed companies and business losses. Known as "the king of the air raid shelter", the revenue was 523 million yuan in the first half of 2016, which reduced the profit level of the listed companies in the first half of 2016 with a loss of 14 billion 493 million yuan. This is not the first loss of human and business. In 2013, people and business income of 547 million 400 thousand yuan, a loss of 1 billion 748 million yuan. In 2014, people and business losses of 1 billion 714 million 500 thousand yuan. In 2015, people and Commerce bought the Chinese agricultural products wholesale market held by the controlling shareholder.

超七成百货业上市公司净利下跌 人和商业亏145亿 百货业超六成企业营收下降 商家大规模关店止损 百货业的春天似乎仍未到来。近日,联商网发布的一份分析报告显示,涉足百货业的57家上市公司,2016年上半年实现营收2628.01亿元,实现净利润-53.0726亿元。其中,77%的公司营收下降,75%的公司净利润下降,营收与净利润双降的公司则占67%。上述报告还特别指出,百货业之所以会出现全行业平均亏损的情况,主要是受港股上市公司人和商业(01387,HK)巨额亏损的影响。根据人和商业2016年半年报,其营收为5.23亿元,亏损却达到了144.93亿元。另外56家百货、购物中心上市公司,2016年上半年净利润率3.5%,高于零售业上市公司平均水平1.1个百分点。这被认为是“实际情况要比想象的好一些”。即便如此,联商网零售研究中心主任、上海商学院教授周勇在报告中认为,“百货店、购物中心、超市在电商后发优势的猛攻下节节败退,且伤亡惨重”。“百货业前几年在努力转型,目前有了一定的成效。”中国国际贸易促进会研究院国际贸易研究部主任赵萍表示,但是上述情况很难表明百货业正在回暖,更多应归因于百货业向购物中心和电商方向的转型,这带来了盈利能力的提升。57家中43家净利下滑根据上述报告,2016年上半年,我国零售业122家零售业上市公司,包括百货、购物中心、超市、服饰、珠宝、家电数码、药店、电商等零售业态,实现营收8943.68亿元,实现净利润214.9364亿元,净利润率仅为2.40%。其中,百货与购物中心板块的57家上市公司,2016年上半年实现营收2628.01亿元,占营收总额的29%,实现净利润-53.0726亿元,营收下降面77%,净利润下降面75%,营收与净利润双降面67%,都高于平均下降程度。不过,根据联商网零售研究中心主任、上海商学院教授周勇撰文的报告显示,百货之所以会出现全行业平均亏损的情况,主要是受港股上市公司人和商业巨额亏损的影响。曾被誉为“防空洞之王”的人和商业,2016年上半年营收为5.23亿元,以144.93亿元的亏损,拉低了百货业上市公司2016年上半年的盈利水平。这已不是人和商业的首次亏损。2013年,人和商业收入5.474亿元,亏损17.48亿元。2014年,人和商业亏损17.145亿元。2015年,人和商业收购了控股股东关联方持有的中国农产品批发市场,意在进入农产品行业;同时考虑通过出售地下商场的项目,来取得现金进行2016年到期的海外贷款及债务的偿还。 目前,人和商业经营两个业务,分别是地下商场业务及农产品业务;而被称为“出售组合”的23个已落成购物商场、11个在建购物商场和10个正在规划并已取得建筑许可的购物商场,已经在今年7月8日以10亿美元的价格出售给人和商业主要股东戴永革控制的一间实体。根据周勇撰文内容,除人和商业以外,另外56家百货、购物中心上市公司中,仅有8家公司亏损,这8家的亏损总额为6.47亿元。行业回暖仍需时日百货及购物中心上市公司的净利润率略高,这是否表明了百货业的回暖趋势?对此,赵萍分析认为,很难说行业正在回暖,百货业净利润略高应归因于几年来转型的成效。“百货业向购物中心和电商方向转型,带来了比较好的盈利能力提升。”赵萍表示,目前百货业主要的转型方向是购物中心、电商和深度自营,而在利润率方面表现出的“回暖”,更多地是搭载了购物中心和电商的概念,为公司获得了新的利润增长点。赵萍认为,购物中心附加了更多的服务业态,集客能力和盈利能力都在上升。对大部分百货业公司而言,向购物中心的转型,是业绩向好的主要推动力;百货业很多公司的电商目前处于起步阶段,达到业绩拉升的效果仍需时间。百货业转型做出的尝试还包括深度自营,通过自采的方式希望加强对市场的了解。赵萍表示,这仍处在初期探索阶段,目前对业绩的变化影响不大。周勇在报告中认为,“百货店、购物中心、超市在电商后发优势的猛攻下节节败退,且伤亡惨重。无论是具有政府扶持与资金支持的国企,还是拥有先进零售管理技术的外企,基本无一幸免。这说明,单纯以商品销售为主的实体零售商的整体衰退已成为一种行业趋势。”那么,实体零售商未来是否存在“止损”的可能,上述衰退状况何时将得到缓解?对此,赵萍认为,这或取决于电商的渗透情况。赵萍表示,很多实体零售商,目前仍在探索线上线下的互动发展模式;虽然O2O已不是风口,但仍是实体零售商发展重点之一。“当实体零售商打通线上线下,会迎来企稳回升的契机,和电商相比将凸显自身优势。”赵萍认为。更多精彩内容欢迎搜索关注微信公众号:腾讯财经(financeapp)。相关的主题文章:

The monkey jumped like gold 黑河学院教务

Arts & Entertainment

The year of the monkey "and" gold like Bai Lin in February 18th, the stock market rebound sharply, the dollar index rose, the international price of gold rose only slightly, the lack of upward momentum, but still stabilized at around $1200 an ounce. In the Spring Festival holiday, international gold prices rose 7%, the highest weekly rise since December 2008, from an ounce of 1165 U.S. dollars low to the highest ounce of 1263 U.S. dollars, rising nearly 100 U.S. dollars. After the continuous rise, the international gold price adjustment, once a day fell more than 2%, but still hold the key point of 1200 U.S. dollars per ounce. Gold rose still has a contribution to Chinese aunt. In February 18th, Shanghai aunt Ms. Luo told the "international finance" reporter: "during the Spring Festival, I bought a few pieces of zodiac gold to be born grandson, when buying per gram of less than 300 yuan, but now count the processing fee, gold price at around 318 yuan per gram, also is to buy." On the same day, the reporter did not see the huge crowds of people visited the shop on Nanjing Road, Shanghai scene of old temple of gold, Zhou Dafu, old Fengxiang, a clerk told reporters: "now the passenger has been down, when the Spring Festival is still a lot of people. During the Spring Festival, gold prices generally go up, and this year, too, almost one day. Our holiday stocking is usually two or three times, but many gold jewelry are sold out, especially the zodiac good-looking novel style early out of stock, the wedding is also selling well." Many well-known gold jewelry enterprises during the Spring Festival sales growth of 10% to 20% over the same period last year. China Gold stakeholders told reporters: "although the price of gold is not low last year, but during the Spring Festival, China’s gold sales in Shanghai region continued to grow by 10% compared with the same period last year." The gold purchase boom continues, and this round of buying spree has started with the rise in gold prices. Gold exports to China, Hongkong and the mainland of China rose by 87% in 2015, compared with a year earlier in December, highlighting the movement of gold from west to east. China’s demand increased by nearly 14 in the fourth quarter of 2015, reaching its highest level since 2013, according to a report by Thomson Reuters GFMS. World Gold Council statistics also show that the total amount of Chinese gold demand in 2015 was 9 million 850 thousand tons, an increase of 2%, despite the economic slowdown, Chinese is more than India, once again become the world’s largest gold consumer, India 849 tons, two gold demand accounts for 45% of global gold demand. China Gold Association released data also showed that China’s gold consumption in 2015 was 985.90 tons, an increase of 3.7% over the previous year. The association said that last year’s gold price downturn, investors will be more wealth allocated to the security of gold assets, rather than other financial products. At present, the enthusiasm of buying gold assets has not declined, but it has shifted from gold jewelry to gold ETF. Luo told the international financial news reporter: "the son of a family also buy gold, but not like me, they buy Huang Lun."

猴年金价“上蹿下跳”为哪般   柏可林摄   2月18日,股市大幅回暖,美元指数大涨,国际金价仅出现微涨,上涨动力不足,但依然企稳在每盎司1200美元附近。   而在春节长假期间,国际黄金价格累计上涨7%,创2008年12月以来最高周涨幅,自每盎司1165美元低点至最高每盎司1263美元,上涨近100美元。经过连续上涨后,国际金价出现调整,一度单日下跌逾2%,但依然守住了每盎司1200美元关键点位。   黄金大涨依然有中国大妈的一份功劳。   2月18日,上海大妈罗女士告诉《国际金融报》记者:“春节期间,我为即将出生的孙子买了几件生肖金饰,买的时候每克还不到300元人民币,但现在算上加工费,金饰价格在每克318元左右,还是买对了。”   当日,记者走访上海南京路上老庙黄金、周大福、老凤祥等金店时并没有看到人山人海的景象,一位店员告诉记者:“现在客流已经有所回落,春节的时候人还是很多的。每逢春节,金价一般都会涨一涨,今年也是,几乎一天一个价。我们节前备货是平时的两三倍,但许多黄金饰品都卖断货了,特别是生肖类的好看新颖的式样早早就断货了,婚庆类的也销量不错。”   不少知名黄金珠宝企业春节期间销售额较去年同期成长一成至两成。   中国黄金相关人士告诉记者:“虽然金价没有去年低,但是春节期间中国黄金上海地区的销量较去年同期依然增长了10%。”   购金热潮延续   其实,此轮购金热潮随着金价上涨早已启动。   瑞士对中国香港和中国内地的黄金出口2015年12月份同比激增87%,凸显出黄金从西向东的流动。   汤森路透旗下黄金矿业服务公司(GFMS)一份报告显示,中国的需求在2015年第四季度大增近1 4,达到2013年以来最高。   世界黄金协会统计数据也显示,2015年中国黄金需求总量为985万吨,同比增加了2%,尽管经济放缓,中国还是超过了印度,再度成为世界上最大的黄金消费国,印度为849吨,两个国家的黄金需求占据了全球黄金需求的45%。中国黄金协会发布的数据也显示,中国2015年黄金消费量为985.90吨,比上年增长3.7%。该协会表示,去年黄金价格低迷,投资者将更多财富配置给了安全的黄金资产,而不是其他金融产品。   目前,购买黄金资产的热情仍未下降,不过从金饰品转移至了黄金ETF。   罗女士告诉《国际金融报》记者:“儿子一家也买黄金,但和我不一样,他们购买黄金基金。”   春节后各个份额的黄金ETF一直处于净申购状态,节后申购资金增幅尤为明显。2月15日,4只黄金ETF成交总额达3.7亿元,是春节前3倍之多。以华安黄金ETF为例,上周前4个交易日平均成交额达到2.43亿元,而在2015年下半年,该基金的日成交额通常仅有数千万元。   与中国一样,全球各地黄金购买需求也在上涨,全球最大的ETF黄金基金SPDR在过去一个月时间里,连续增持黄金,总计达70多吨。截至2月19日,美国SPDR Gold Trust基金公司的黄金ETF持仓量已达到713.63吨,较年初增幅达到12%。   多重因素支撑   金价上涨基础是否牢靠是黄金资产投资者最为关心的。   上海中期期货研究所副所长李宁在接受《国际金融报》记者采访时表示:“春节期间国际金价加速上涨的主要原因是欧美股市下挫、美联储主席耶伦鸽派讲话及地缘政治紧张所致。”   2016年以来,全球主要股市剧烈动荡,跌幅较大。春节期间,欧洲银行股受德银业绩预亏拖累大幅下挫,美国三大股指亦联袂走低,美国股指跌幅一度接近3%。日本、法国、韩国、瑞士、德国、英国股指持续下跌超过11%、4.9%、4.3%、3.8%、3.4%、2.4%,其中韩国创业板科斯达克(KOSDAQ)指数更是在2月12日触发了8%的熔断机制,新兴市场股市也出现大幅调整,印度、俄罗斯股指下跌幅度一度超过6%,阿根廷、巴西、墨西哥、菲律宾股指也出现大幅下跌。   全球金融市场动荡及汇率剧烈变化引致避险情绪升温,而耶伦鸽派言论也起到了良好的助推作用。   2月10日在美国国会作证时,美联储主席耶伦承认经济前景存在不确定性,并表示美联储正研究必要时采取负利率政策的可行性,但她认为目前美国经济面临的下行风险还不足以令美联储降息。   包括高盛、富国银行以及美银美林等银行的经济学家近日纷纷表示,美国联邦储备委员会(FED)不会继续按照2015年末预期的那样继续加息。   富国银行的分析师在2月17日发表的一份报告中写道,他们预计美联储于今年年底之前仅会加息一次,富国银行指出这一预期是鉴于2015年10月所提预期后市场及经济状况已经恶化而提出的。3月份过后,尚不清楚美联储将何时或者是否会兑现其加息预期。   “耶伦较为鸽派的表态令市场预期美联储下一次加息的时间点将会后移,可能要在下半年,与去年底市场普遍认为今年将有3至5次加息形成了鲜明对比。这对金价上涨有利。”李宁说。   黄金钱包首席研究员肖磊也向《国际金融报》记者表示:“黄金价格上涨首先受基本面良好支撑。”   他指出,全球黄金供应量已触及峰值开始下滑,中国作为最大的产金国,产量首次下降,而全球对黄金的总需求并未出现下降,黄金市场跟原油、白银、铜等大宗商品市场相比,不存在供给持续过剩的情况。   世界黄金协会数据显示,2015年全球黄金供应同比下降了4%至4258万吨,其中金矿产量放缓是一个原因。GFMS也称,矿山金供应在上个季度创下自2008年以来环比最大降幅后,料将继续减少。   肖磊告诉记者:“支撑金价的因素还有全球资本市场动荡,近两个月来,全球股市和油价持续大幅波动,部分股票等市场资金流入黄金市场,刺激了市场对黄金的避险需求。此外,美联储加息预期减弱也助推金价上涨。美元指数暂时进入调整期,投资者降低了对美元走强的预期,而美元通常是金价的反向指标。”   他还强调,包括人民币在内的全球非美货币的贬值预期持续增加,负利率开始蔓延,非美市场投资者为了应对本币贬值,开始买入黄金,全球各市场投资性需求被激活。   目前黄金正在每盎司1200美元一线徘徊。“从资金面上来看,投资者买兴渐浓,或许意味着黄金在逐渐摆脱底部区域,但短期来看,金价由于过快上涨面临着一定的调整压力。”李宁判断。   牛市开启未定   在金价经历了一轮快速上涨并进入休整之后,市场聚焦在了黄金牛市是否真正开启这个问题上。   李宁表示:“金价或已逐渐摆脱底部区域。”   央行购金行为将在较长时期内支撑金价。全球央行持金量在2015年增加了588.4吨,增幅仅次于2013年的625.5吨,为第二高的水平。央行在2015年下半年加速购买黄金,就2015年第四季度较上一年同期增加了25%。   她指出,黄金是金融市场避险工具,在经济不平衡加剧及货币贬值预期仍在的背景下,各国央行大量购进黄金。俄罗斯是近年来全球市场最大的黄金买家之一,该国央行持续增持黄金储备,去年俄罗斯央行共增持了208.4吨黄金,至1415吨,同比增长17%。从中国的数据来看,自2015年7月首次公布最新的黄金储备后,中国央行每月都在增持黄金,截至2015年12月,中国的黄金储备为1764.10吨,为历史新高。   肖磊也指出:“目前看,无论是全球央行需求,还是ETF需求,机构投资者增持黄金的现象比较明显,全球央行去年第四季度净买入黄金167吨,仅中国和俄罗斯央行就买入了超过100吨;全球最大的黄金ETF专业基金近两个月来持续加仓超过70吨。说明沉淀在黄金市场的长线资金越来越多,而有实力的抛售方并不多,这将促使黄金价格低点越抬越高,我的判断是,每盎司1100美元之下的黄金价格,今年可能是看不到了,如果美国股市等因美联储进一步收紧货币而出现大幅下跌,金价今年可能会站上每盎司1300美元。”   遗憾的是,任何市场的反转与反弹在前70%是几乎相同的,不到最后难以分辨。   肖磊表示,黄金是否开启新一轮牛市目前还不好说,但从整体趋势看,自2012年至2015年末的这轮单边下跌已经结束,市场将进入到一个比较明显的筑底震荡期,出现渐进式、波浪式上行的概率较大,但由于短期内涨幅过大导致获利了结,冲高回落属于正常现象,“金价的调整幅度非常有限,每盎司1200美元附近的支撑依然比较强烈。”   对于黄金牛市能否开启,国际投行也拿捏不准。   花旗研究部在2月16日发布的报告中称,在重启长期牛市之前黄金近日回吐涨幅。“在黄金过去的熊市中,黄金曾在上涨60%(1982年第二季度)和30%(1999年第四季度)之后,通常会回撤,回吐所有涨幅回归到起点以准备开启下一轮长期牛市。”   花旗称,“这也就是我们为什么以‘在5月之前买黄金然后离开?’为题来做这期报告。事实上,我们不能确定是否黄金回撤会在我们所预期的3、4或5月份发生,或者更晚;但是我们感觉这次因股市崩溃而大涨的黄金走势并不是长期牛市的起点。”   “高盛认为此前黄金大涨主要是因为担心系统性风险,但基于美联储加息预期,仍将未来3个月金价预估下调至每盎司1100美元,将未来12个月金价预期下调至每盎司1000美元。美联储加息将视其经济数据而定,因此,若美国经济数据好转,则对黄金仍然形成利空作用。”李宁说。   投资者谨慎应对   目前,购买黄金资产的热潮还在延续,不过有投资者疑惑,在前期快速上涨后,目前是否是介入金市的好时机呢。   肖磊指出:“金价自今年的高点已回落5%,主要原因还是前期上涨过快所致,目前看主要的机构没有抛售的迹象,美国期货市场黄金净多头依然占绝对优势,投资者没必要过度担心。如果本轮入场的投资者是在最高点每盎司1260美元上方持有的,短期看已被套5%,但黄金作为一个适合长线投资的品种,5%的风险并不是很大,如果在回调后择机加仓,本轮踏空的投资者,到今年年末的时候,反而可能会成为大赢家。”   李宁指出:“在风险更大的期货市场上,持有多单的投资者可轻仓持有或者部分获利了结,踏空的投资者可密切关注介入机会。”   随着中国黄金市场的不断发展,黄金投资产品已非常丰富。   很多投资品种已经具有较强的衍生性风险,比如黄金期货、期权等产品,更适合专业投资者。但更多的黄金投资产品还是比较适合大众投资者的,比如在交易所上市交易的黄金ETF,实际上跟买卖股票一样方便,份额背后也有实物支撑;银行纸黄金也比较便捷,手续费较低,但不能提取实物,只能做价差收益;金饰品由于溢价较高,大概高出基准金价超过20%,如果不考虑消费需求的话,金饰品单纯的投资属性相比纯投资性金条来说要差很多,但金饰品跟其他消费品相比,其保值能力非常强,既满足了消费需求,长期看不会因为使用时间过长而价值消失,又满足了保值需求。   肖磊指出,近两年来,由于互联网投资渠道的拓宽,黄金市场出现了诸多互联网投资理财产品,这类产品的特点主要是买卖便捷、手续费低、打通线下金店,能够提取实物。另外,由于黄金产业链金融发展较快,借助产业链金融,互联网黄金理财产品还可以做到“生息”,投资者不仅能得到黄金价格上涨带来的利益,同时也能享受到“利息”收益,打破了黄金不“生息”的困境。不过投资者需要注意的是,互联网黄金投资理财平台目前也出现了很多,投资者需要选择有一定品牌知名度,以及具备一定口碑的平台,以免承受更多不确定性风险。 进入【新浪财经股吧】讨论相关的主题文章:

Goldman Sachs gold price rally has come to major technical bifurcation point 中北大学教务处

Arts & Entertainment

Goldman Sachs: the price of gold has rebounded to the "major" technical divergence point, Sina fund exposure platform: letter Phi lag false propaganda, performance is lower than the same kind of products for a long time, how to buy funds by pit? Click on [I want to complain], Sina help you expose them! After the statement that gold may open the "strategic" buying opportunity, Goldman Sachs once again said that the gold market entered "major" technical bifurcation point. The end of the eleven Chinese after the holidays, gold began consolidation market this week, Thursday was a rebound break through $1260 an ounce. At the same time, the world’s largest gold ETF, SPDR GOLD TRUST once again overweight 2.67 tons. The price of gold has rebounded to $1303 after the gold price hit a multi-year low last December, Goldman Sachs said on Thursday. Goldman Sachs continues to stress that investors must pay close attention to the critical support of $1250. If you fall through the support, then gold will test the next key support of 1211 dollars. From the graphic point of view, gold is now in the unfinished ABC form of AB. In general, B waves may have complex shrinkage patterns. The market needs to break through the 1303 (early September low), to prove that there will be potential waves C market. The next concern is a 38.2% pullback that supports $1250. If the breakdown, then the next support is 50% callback interval 1211-1200. In fact, Goldman Sachs issued a view after the gold crash last week. Goldman Sachs said that if the price of gold fell below the critical juncture of 1250 U.S. dollars, or will open the "strategic" buying opportunities. Goldman Sachs believes that the gold crash is not caused by the sell-off of ETF funds, indicating that gold hedging demand still exists. Enter Sina Financial shares] discussion

高盛:金价此轮反弹已走到“重大”技术分歧点 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   继表态黄金可能打开“战略性”买入机会后,高盛再度开口称黄金市场进入“重大”技术分歧点。   中国结束十一假期后,黄金在本周开始整固行情,周四一度反弹突破1260美元盎司。同时,全球最大黄金ETF,SPDR GOLD TRUST再度增持2.67吨。   高盛在周四发布的技术分析报告称,金价在去年12月触及多年低点后,已经启动“调整行情”,黄金要维持这股势头,黄金必须反弹到1303美元。   高盛继续强调投资者必须关注1250美元关键支持。如果跌穿该支撑,那么黄金将测试下一个关键支撑1211美元。   从图形看黄金目前目前处于未完成的ABC形态的AB。通常B浪可能会出现复杂收缩形态。市场需要有效突破1303(9月初低位),才能证明会有潜在C浪行情。下一个关注点是38.2%的回调支撑1250美元。如果击穿,那么再下一步支撑是50%回调区间1211-1200。   事实上,高盛上周黄金大跌之后就发表了观点。高盛表态金价若跌破1250美元关键关口,或将打开“战略性”买入机会。高盛当时认为,黄金这轮大跌并非是ETF基金抛售所致,表明黄金避险需求依然存在。 进入【新浪财经股吧】讨论相关的主题文章:

2016 what kind of management order should be established – Sohu Technology 文理双修2

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2016 what kind of management order should be established? Sohu original scientific statement authors address: Miao Zhaoguang, chinastone e insight writer, general manager of China cornerstone Consulting Group Vice President of business and enterprise growth research center on the basis of the 2016 chinastone annual meeting forum speech paper finishing editing: Zhang Xiaoqian, Li Zehui source: chinastone e insight (ID:chnstonewx) without permission is prohibited reproduced excerpts, reproduction and image building of any use. For reprint, please pass to chinastone e insight (ID:chnstonewx) public number backstage application and obtained the authorization of Miao Zhaoguang, vice president of China stone business enterprise growth research center general manager of enterprise "to maintain the moderate chaos" on this topic, some means of philosophy, is a collection of a number of master of management wisdom and determination. Originally, Yang Du put forward the idea of "going into chaos", which means that in 2016, what kind of new order should the enterprise establish?. Last year, everyone talked about the Internet, but there were big differences, destruction, subversion and regression…… Even subversion and return, a chaos. This leads to our thinking, and then we discuss, in this chaotic state, after 2015, the direction of management in 2016 should go in which direction? Chaos is a good thing to discuss is very warm, view over a very intense, "into the chaos of this subject is to discuss the chaos. Yang Du said, chaos is a good thing, innovation is happening in chaos. China’s most vigorous two times, one is the spring and Autumn period, the Warring States period, one is the 54 period, are in chaos, so it will be born so many new ideas, once there is order, but will block innovation. I feel maosedunkai: development and management innovation in this field have different approaches but equally satisfactory results and wonderful. Peng Jianfeng said that in the next few years, China is still in chaos, the economic activity is not clear, in order to deal with this chaotic state, the enterprise must maintain a moderate chaos. I have also been thinking, how can the management of Chinese enterprises into the new order, but there are still confusion. Through the case study, I have a comparison, found that Western cases will write a thing to understand, to clear complex problems, so that you can learn the operation of the enterprise ideas or ways. But China’s cases are often very mysterious, unable to imitate, and even produce "only genius can do business" illusion. So I’ve always been on the alert, and the concept of chaos can’t make it mysterious. So, what kind of scene is chaos in the enterprise? Does this state exist? Can it be managed? This is what our management should study. Based on this understanding, I have done a little homework, although it may not be able to explain thoroughly, but through the case, I hope to provide some reference. The three scene of enterprise chaos: Football Culture: the first scene of innovative enterprise model with both order and inflexibility

2016该建立什么样的管理秩序?-搜狐科技   原创声明   作者 演讲:苗兆光,华夏基石e洞察撰稿人,华夏基石咨询集团业务副总裁兼成长企业研究中心总经理   本文根据2016华夏基石新年年会论坛演讲整理   文字整理 编辑:张晓倩、李泽慧   来源:华夏基石e洞察(ID:chnstonewx)   未经许可,禁止进行转载、摘编、复制及建立镜像等任何使用。如需转载,请通过向华夏基石e洞察(ID:chnstonewx)公众号后台申请并获得授权      苗兆光,华夏基石业务副总裁兼成长企业研究中心总经理   《保持企业适度混沌》这个题目,略有点哲学意味,是集合了多位管理大师的智慧而确定的。   最初,杨杜老师提出了“走进混沌”,本意是在2016年,企业应该建立什么样的新秩序。去年一年,大家都在讲互联网,但观点差别很大,破坏、颠覆、回归……甚至是既颠覆又回归,一片混沌。   这引发了我们的思考,然后我们就讨论,在这种混乱的状态下,经过2015年之后,2016年的管理应该往哪个方向走呢?   混沌是个好事儿   讨论是很热烈的,观点的争锋很激烈,“走进混沌”这个题目就越讨论越混沌。杨杜老师说,混沌是好事儿,创新都是发生在混沌当中。中国最有活力的两个时代,一个是春秋战国时期、一个是五四时期,都处于混沌状态下,所以才会诞生那么多的新思想,一旦有了秩序之后,反而会阻滞创新。我感觉茅塞顿开:这和管理领域的发展创新有异曲同工之妙。   彭剑锋老师说,未来的几年,中国还是处于混沌状态,经济活动的走向不明,为了应对这种混沌状态,企业内部也得保持适度混沌。我也一直在思考,中国企业的管理如何才能走进新秩序,但依然存在困惑。   通过对案例的研究,我有一个对比,发现西方的案例会把一件事写明白,把复杂问题解构清楚,让你能够学会这家企业的运营思路或者方式。但中国的案例往往写得很神秘,无法效法,甚至产生“只有天才才能干企业”的错觉。   所以我一直也很警惕,“混沌”这个概念也不能把它神秘化。那么,到底企业里什么样的场景属于混沌状态?这个状态到底存不存在?可不可以被管理?这是我们管理领域的人应该研究的。   基于这样的认识,我做了一点功课,虽然依然未必能够诠释透彻,但通过案例,希望以为大家提供一些借鉴。   企业混沌状态的三个场景   足球文化:既有秩序又不僵化的创新企业模式      第一个场景,是几年前做的360的项目。当时360的高管层存在争论,创始人一方认为企业应该建构斯巴达方阵。在冷兵器时代,古希腊人在战争中的对决方式是敌我双方两个由士兵组成的巨大方阵,各自手持长矛和盾牌进行对冲。这种方阵由于不需要考虑作战方案,只要按一定的秩序平推向前,是以高度秩序化的方式进行集体短兵相接的决战,所以的战斗力非常强。斯巴达方阵,即是效仿这种古老的交战方式,是指经过高度训练、高度的组织化、秩序化的打仗方式,华为的IPD就应该是采取的这种方式。   而反对一方是以周鸿?为领导的一些人。周鸿?本人极度厌恶规则,强调互联网企业应该是一种混乱无序的状态。所以我跟他要企业组织结构的时候,他说互联网企业混乱无序,所以如果我把组织结构给你的时候,可能组织结构已经改变了。他的运营方式和组织方式确实也是不讲求规则的,虽然每个项目都是领导,但是项目的重合、交叉、协作又无法避免地交织在一起。   在反复地争论之后,周鸿?提出,即不要斯巴达模式,也不要保持混乱,我们要一种介于二者之间的方式,譬如叫“足球文化”,类似足球比赛的场景,目标灵动地跑,其他人灵动地跟。这就是他想要的不要特别讲秩序的中间状态。   现在我们理解了,互联网企业的确如此,它的创新压力比传统企业要大得多,所以当它保持完整秩序的时候,是无法达成创新的。所以,后来,360就形成了这样一种企业结构,他们把它定调为“足球文化”。   W公司创始人的领导风格之争      W公司的创始人是两夫妇,丈夫是董事长、妻子是总裁。董事长的风格是几乎不讲求么规则,喜欢哲学思维,讲出的话让人觉得也对、也可能不对,因为无法判断对与错。   比如他没有明确的对战略业务的设想,但遇到有发展机会的市场,他往往会立刻接手去干。所以在他当政的时候,公司有很多在研项目在不断试水市场。下级汇报请示,说这事怎么办?他直接说干,干了再说。下级请示,业绩如何分配、奖励怎么执行,他也是干完再说。结果这个阶段干完之后,后续的很多事儿做不成了,他也不再检查督促。所以往往在项目开始时动静很大,给企业的未来寻找到了很多机会点,但是他主政的阶段,企业就是不赚钱,效率很低。   后来,2010年的时候,他的爱人觉得这样不行,就主动接手去管理。他爱人主政以后,先是从美的挖来一个高管主抓运营,严格控制计划、预算。给经过调研确认的好项目配置资源过去,把不好的项目停掉,把不赚钱的项目砍掉,又聘请我们做深度分销咨询。这样,企业各层级开始有效运转,效率得到了极大提升,并于去年成功上市,实现了四个亿的销售收入,大约有一个亿的利润。   公司经营好起为了,但是开会的时候,发现产品布局有点,有几个产品再卖下去,明年可能就没有增长机会了。这样,董事长和总裁就有了冲突。   经过我们的咨询,我们认为,极度有序不可取,因为完全按照总裁的管理方式,按照严格计划预算控制的方式,一些新业务早在当年就被毙掉了,就会影响公司未来的业务增长。混乱,也不可取,可能得因事而异。比如一些新的业务、新的机会点与老的业务的管理方式就不应该完全一样。而对于这家公司,在董事长、总裁两个人的管理风格之间,应该找到一个什么状态,怎样去管理,它是一个命题。   哈尔斯的变革冒险      第三个场景是去年我们做的哈尔斯公司的事业改造项目。他人的老板请我们的时候已经68岁了,饱经沧桑。当时,虽然他的企业连续每年增长,但是他仍然感觉到有问题,觉得企业没有实现他拟定的增长目标。   他请我们去帮助他做事业部改造,主要表达了要把组织激活的意向。于是我们项目组做了一个比较务实的方案:   一个原则,就是留下那些有能力的干部,比如事业部有一个干部是老板的女婿,分管国内业务,对业务非常熟悉,所以就把公司主要的生产资源、研发资源配给他。原来的营销总监也不错,也留了下来。但是这个方案,老板并不满意。   通过反复地沟通,虽然他一直没有直接说出来,但我们最终明确了他的用意。原来他是觉得,无论做出多少改造,还是原班人马管原来的事,就一定还是按原来的方式走。旧有的习惯、旧有的人跟人之间的关系结构、旧有的利益模式已经锁定了公司的管理模式,那么即便改成事业部制,把组织结构画得很清晰,但是这样一批人,肯定已经被过去的习惯绑架,没有办法建立新秩序。   在这种认识之上,他一定要打破现有的结构,一定要重建一种秩序。所以,在新聘任的总裁等高管不甚满意的基础上,他执意要起用他们,并且他也非常清楚这样做有冒险的成份,但是他意图通过一些新的力量来打破旧秩序和旧规则,只要打破了原来的力量,那么未来可以在新的秩序之上寻找更适合企业发展的经理人。他说,这样做,起码能够让企业进入到全新的状态。如果原来的结构不打破,我的企业则永远不能达到新的平台。   一位68岁的老人,他非常有魄力。的确,在企业变革的时候,企业家必须要忍耐这种无序和不确定所带来的风险,但是这恰恰是变革成功的一个关键。   从《失控》、《混序》、《熵》看企业如何保持适度混沌   找到了这样几个企业混沌的场景之后,我觉得,这种保持适度混沌的方式是企业的一个常态。这个判断能不能成立,有没有依据?我觉得依然需要正本清源,可以通过管理领域已有的理论研究,或者通过一些有影响力的经典著作去寻求一些理论上的痕迹。   《失控》,人脑的联机时代   所以我回过头来看《失控》(美国连线杂志创始主编Kevin Kelly著)。这本书非常厚,说的是时代已经发生了变化,以前的时代,人与人之间各自单独思考,现在变成了人机互联的时代。比如,网络的影响力正在增加,各种物理力量将在互相影响中创造结果,人类思考问题的方法,也从个体思考的单机时代,进入到群脑思考的联机时代。人类的大脑已经被史无前例地连接起来,商业与文化、科学与人文的边界变得越来越模糊和难以捉摸,个体面对的问题越来越复杂,世界也越来越混沌和难以预测。      比如混沌这一概念,杨杜老师第一次提出来以后,很快,彭剑锋老师就有了新的想法。又过了一个月以后,施炜老师在论坛上又将它分为三种情境。所以,在所谓的人脑联机的时代,一旦某种想法释放出来,就不会受控于某一人,整个社会将会不断有人去完善这个概念,完善这个想法,这叫做人与人的联机,是一种不能控制的趋势。   看完《失控》,我有了这样一个想法:这个时代本身就变得混沌了,它已不能再进行直线式的管理,所以混沌成为常态。而在群脑思考时代,无论是企业内部或者是企业之间,都很难建立起集中控制式的秩序,而必须采用分布式的协同或相互影响,用低级和碎片化的创造集成为共同的进化。   《混序》,最基本的组织规则应该是混序   然后我又看了《混序》,这本书一度也非常流行,其作者是VISA创始人霍克(DeeWard Hock)。   VISA应该是全世界最大的组织,是一个无穷组织。最早的VISA信用卡由美国银行发行,且属于美国银行。发行的头两年,遭遇了巨额亏损。美国通常是大银行做了信用卡,由信誉度不够高的小银行代理,按照分销体系往下走,这是一个非常复杂的过程。而在那个年代,互联网不太发达、风险很难控制。商户去刷信用卡的时候,因为没有联网,不知道信誉额度的大小,只能打电话给代理的发卡银行,而那个银行也未必知道,可能只有美国银行知道,但是查询速度不限,没有办法让顾客等待这个时间差,所以出现了很多的信用卡诈骗,呆坏账太多,一年的亏损就有几亿美金。      霍克这个人,正是其中一个小银行里代理信用卡业务的负责人。美国银行召集各负责人来商量巨额亏损问题怎么解决的时候,他说你们的做法不对,这样我们没办法控制风险。他说服美国银行,必须放弃对VISA信用卡的控制权,把它变成大家的。美国人也很厉害,就放弃了控制权,把VISA改造成自由松散的组织。谁愿意加入这个联盟谁就进来,于是美国有50家银行都加入了进来。大家共同商议这个信用卡的规则,在没有股东的情况下,大家签订一纸协议,大家按照同一种规则来结算来交易,风险也开始由每个发卡银行自行承担。而这个平台的运营费按照一定的税率扣除,盈利了也是分享,按照营业额的大小分配给大家。   这样一个没有权威、没 有管理当局的机构出现了,它变成了一个互相协商的机构。   VISA的发展非常之快,所以后来霍克写书的时候,得出一个结论:这个世界的组织规则不应该是模糊不清的混沌,也不应该是以控制为中心的秩序,而应该是介于混沌和控制之间的秩序。这个认识非常厉害,因为我们回过头来看互联网的操作模式,看现在一些类型的组织模式,包括理事会的模式,你会发现,这种组织形态实际上早已在VISA产生了出来。   《熵:一种新的世界观》   还有一本书??《熵》。我发现任正非经常提到“熵”这个概念,后来我就找到了这本书来看。这是一本1985年的书,讲的是人类发现的第一个热力学定律,叫能量守恒定律。这个定律的发现对人类是一个福音,因为能量是守恒的,这意味着我们将用之不尽、取之不竭,这是很乐观的。   紧接着出现了热力学的第二定律:它虽然也承认能量是守恒的,但是提出能量只能单向运行,从可利用状态转成不可利用状态,所以能量会积下去,积得越来越大。譬如人身体里堆积的脂肪越来越多,当它不能被利用的时候,反而变成一种死的能量。所以热力学第二定律给了人类很悲观的结论,宇宙到最后,能量会从一种活力的状态转向为一种死亡状态,是一种不可利用的状态。这就是《熵》所讲的内容。      这个理论运用到组织当中去,可以得出这样的结论:在一定的秩序下,组织的熵值会越来越大。随着熵值增大,组织活力会衰减,并最终会被消逝掉。你的组织逐渐会被你的分配模式、人跟人之间的关系所锁定,这就是所谓的组织结构板结。一旦结构板结了,企业就丧失了活力。所以,当那些大的企业走到最后,一定会缺乏创新的能力。   那么,诸如诺基亚这样的企业,他会看不到这样的趋势吗?并不是,而是因为它早已失去了自我调控的能力。所以,企业要保持活力,一定要打破固有的结构、原有的秩序,吸取新的能量。   企业如何保持适度混沌:耗散、包容、激发   通过这些书上讲的原理,确实发现,我们在理解企业的时候,一定要从秩序的状态跳出来,去反省企业到底应该用一种什么样的状态存在,应该怎么管理?   耗散??打破原来的平衡态   任正非讲过,华为的管理结构应该是一个耗散的结构。企业不但要积攒能量,还要想办法把这能量发散出去。他举了一个很生动的例子??忠诚度。忠诚度是一种对企业积极的能量,如果员工对企业都很忠诚的话,那么企业一定能持久。这也是大多数企业开始用高福利和各种手段锁定员工福利的缘由,他们试图通过这样的方式建立员工对企业的忠诚。但是任正非想得很深入,他说,忠诚度就是一种熵,所谓的熵就是到了某种程度就会变为负能量的东西。企业为了维持忠诚度,就要提高福利,就要拿薪酬刺激,就要拿资金来刺激,维护这种忠诚度的成本就会越来越高。但是这种忠诚度不一定能创立绩效,而且企业大量的绩效可能被维持这种忠诚度耗散掉。所以任正非说,我真正的要做的,是建立奋斗者的机制,我的分配机制和评价机制的核心,应该是找出奋斗者,然后与他分享企业产生的成果,而不是维持员工忠诚,不能仅仅凭借忠诚成为留在企业的理由,我要耗散掉这个结构,不断打破秩序来维持企业的活力。所以企业打破原来的平衡态,恰恰是企业往高处走,实现正循环的一个价值观。   包容??保持企业活力   美国人詹姆斯·柯林斯、杰里·波拉斯在研究了数十家卓越的企业之后,得出了结论:真正优秀的公司总是拥有极度开放和包容的文化,从不用“非此即彼”来框限自己,而是用兼容并蓄的方法让自己跳出“二分法”的困境,尝试让两种表面冲突的力量或理念在组织内同时并存,使它们能够同时拥抱若干层面的两个极端。比如,真正好的公司从不在短期和长期之间寻求平衡,而是追求短期和长期都有优异表现;不只是在保持严谨的现状和刺激勇猛的变革之间保持平衡,而是两方面都淋漓尽致。   所以企业要建立开放、包容的文化,要能容纳各种各样的东西。那些很优秀的企业,虽然都有着旗帜鲜明的宗教般的文化,但是每种企业里都保持着很另类的力量。比如IBM很严谨,穿西服、打领带,到客户那儿一定要用规范的动作,它是非常严谨的一种文化。但是回过头来看IBM那些传记的时候,即便是严酷到他的创业时期,IBM也允许那些嬉皮士式的基层员工存在。他认为我能容忍这种跟我公司文化不一样的存在,是企业保持活力的表现。   仔细想想,确实如此。理解管理,我们的彭剑锋老师是一位高手。因为华夏基石的优秀之处就是包容,一天之内,我们风格迥异的10个人,能讲出10个模型、10套方法论,这可能也是我们有活力的地方。   混沌??激发新的增长点   在具体管理层面上怎么管?今天上午,听过施炜老师的演讲,我很受启发。我们在内部不同的功能上要进行区分,如果企业混沌的话,可能有创新,但是牺牲的是效率。而在企业有秩序的时候,能把效率做得很高,但是牺牲的恰恰是未来。   那企业应该怎么办?比如在新业务上,你真正要保持混沌,在新的增长点上一定要保持混沌,而在成熟的业务上一定要产生秩序。看华为任正非的文章,都是高屋建瓴,都在哲学层面。但是基层写出来的东西,必须有秩序。比如服务员,他们的训练非常苦,怎么倒水,动作是标准化的。头10分钟,你要5分钟倒一次,到了30分钟之后,你不能去倒水,因为大家会方便。所以在这种情况下,在那些成熟的业务部分,你一定是要保持强的秩序。   现在很多企业恰恰相反,在新的业务上,反而程序成熟,让业务员承包;基层的员工基建,却不管过程,反而把成熟的业务结果化。其实成熟的业务,你的模式已经清楚,你知道这个业务成败的关键点在哪,只要你把动作管住,一定是会产生结果的,如果只管结果不管动作,就会在人的惰性中,流失掉企业成熟的经验。   所以,一定要在成熟的业务上讲秩序,新业务上讲混沌,因为新业务尚未成熟,应该是边干边去调整。当然也可以简单这么讲:高层要讲混沌,基层强调秩序。   来源:走过2015互联网思维的混乱,管理2016该建立什么样的秩序?相关的主题文章:

Luzhou Lao Jiao group for holding Chongqing leading wine prices Said Shixian Taibai are still under 特工帝后风九少

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Luzhou Laojiao group wants to hold the leading liquor enterprises in Chongqing Taibai are still under negotiation that hot column capital flows thousands of thousands of stocks the latest Rating Rating diagnosis simulated trading client Sina App: Live on-line blogger to guide you with entries you earn will always let you find each reporter Xie Zhenyu evening of September 20th you, wine industry and media industry rumors (Luzhou Lao Jiao Refco Group Ltd hereinafter referred to as the Luzhou Lao Jiao group) shares by Chongqing white wine (Group) Co., Ltd. (hereinafter referred to as Taibai), and which holds 70% of the shares. Yesterday (September 21st), Taibai general manager Jiang Yumeng told the "daily economic news" reporter, "the two sides are still under discussion, specific issues have not yet finalized." In fact, the two sides were rumored as early as last November. That time, the news that the acquisition of the main body of Luzhou group and Sichuan development joint investment in Sichuan development Wine Investment Co., Ltd. (hereinafter referred to as Sichuan wine development). And the acquisition of Taibai Shixian, or Luzhou Lao Jiao group coupled with the field of financial investment. Recently, Luzhou Laojiao group adheres to the "two wheel drive" strategy of liquor production and capital operation, while the wine industry is mainly at the level of listed companies, and financial investment is mainly at the group level. The acquisition has been half a year in late September 20th to negotiate, micro wine wine from the media news release, Luzhou Lao Jiao group shares taibai. After the injection, Luzhou Lao Jiao will likely hold Shixian 70% of the shares, the remaining 30% shares will be located by the Chongqing District of Wanzhou city by the white government and Chongqing textile (Holdings) group (hereinafter referred to as Chongqing textile holding). 20, the industry also rumors that the parties will release the corresponding announcement on 21. But according to Jiang Yumeng told reporters: "specific matters are still under discussion, 21 days will not release announcement."". He also said that the planned completion date could not be determined. According to the industrial and commercial registration materials show that at present, Chongqing textile is the only enterprise legal person shareholder taibai. Yesterday, the daily economic news reporter contacted Chongqing Textile Group Office, but the phone refused to respond to the acquisition. In fact, as early as last November, the industry has reported the development of Sichuan wine industry, wine will be brand acquisitions and restructuring of taibai. Yesterday, a person close to Luzhou group told the "daily economic news" reporter, said that the acquisition is Luzhou group in the lead, there is indeed the purchase of negotiations. As the Chongqing market leading wine enterprises, Shixian Taibai has all-powerful". According to media reports, in September 2007, by the Chongqing textile purchasing Shixian, once reached 1 billion yuan in annual sales, a local high-end price of the leading wine enterprises. But now, the situation has been completely transformed by the white. According to the Chongqing textile information disclosure, the year 2015, Shixian Taibai main business income of 163 million 70 thousand yuan, net profit of -2.3002 billion yuan. In the first 3 months of this year, its main business income was 23 million 53 thousand and 700 yuan, net profit was -2505.96 million yuan. According to Dagong’s theory of international capital

泸州老窖集团欲控股重庆龙头酒企?诗仙太白称还在商议中 热点栏目 资金流向 千股千评 个股诊断 最新评级 模拟交易 客户端 新浪财经App:直播上线 博主一对一指导 你参赛你赚你拿 总能让你过把瘾   ◎每经记者 谢振宇   9月20日晚,酒行业媒体报道及业内盛传泸州老窖集团有限责任公司(以下简称泸州老窖集团)将入股重庆诗仙太白酒业(集团)有限公司(以下简称诗仙太白),并持有后者70%股份。   昨日(9月21日),诗仙太白总经理蒋育萌告诉《每日经济新闻》记者,“目前双方仍在商议中,具体事宜尚未敲定。”   实际上,双方早于去年11月就传出绯闻。彼时,消息称收购主体为泸州老窖集团和四川发展共同投资的四川发展酒业投资有限公司(以下简称四川发展酒业)。   而此次收购诗仙太白,或是泸州老窖集团再加码金融投资领域。近来,泸州老窖集团坚持酒业生产和资本运作双轮驱动战略,而酒业主要在上市公司层面,金融投资主要在集团层面。   收购已洽谈大半年   9月20日晚,酒业自媒体微酒发布消息称,泸州老窖集团将入股诗仙太白。注资后,泸州老窖可能将持有诗仙太白70%股份,其余30%左右股份将由诗仙太白所在的重庆市万州区政府和重庆轻纺(控股)集团(以下简称重庆轻纺)持有。   20日,业内还传言各方将于21日发布相应公告。但据蒋育萌告诉记者:“具体事宜目前仍在商议中,21日不会发布公告”。他还表示,计划完成日期无法确定。   根据工商登记材料显示,目前,重庆轻纺是诗仙太白唯一企业法人股东。昨日,《每日经济新闻》记者联系重庆轻纺集团办公室,但接电话的人士拒绝回应收购事宜。   实际上,早在去年11月,业内即有酒行业报道称,四川发展酒业将以品牌收购的方式与诗仙太白进行重组。   昨日,一位接近泸州老窖集团方面的人士告诉《每日经济新闻》记者称,此次收购是泸州老窖集团在主导,确有收购洽谈之事。   作为重庆市场龙头酒企,诗仙太白也曾“叱咤风云”。据媒体报道,2007年9月,诗仙太白被重庆轻纺斥资收购后,一度达到10亿元的年销售额,成为当地中高端价位的龙头酒企。   但目前,诗仙太白的情况早已今非昔比。据重庆轻纺披露信息,2015年度,诗仙太白主营业务收入为1.6307亿元,净利润-2.3002亿元。今年前3个月,其主营业务收入为2305.37万元,净利润为-2505.96万元。   而据大公国际资信评估有限公司对重庆轻纺做出的信用跟踪评级报告,2014年诗仙太白实现营业收入2亿元,净利润-2.23亿元,期末总资产12.24亿元,期末总负债高达20.27亿元。   集团侧重金融、投资   此次传言进行收购的是泸州老窖集团。近年来,泸州老窖集团一直坚持酒业生产与资本运作双轮驱动战略。其中,上市泸州老窖主要负责酒业板块,集团层面更多注重金融和投资领域。   早于去年年中,曾有媒体报道称,泸州老窖集团进行调整,股份公司相对独立地运行酒水板块的业务,集团则在做大酒业园区的同时,运用资本杠杆和互联网思维作为创新动力。   昨日,《每日经济新闻》记者浏览泸州老窖集团官网发现,除了上市公司,其旗下公司还包括华西证券有限责任公司、龙马兴达小额贷款股份有限公司等多家金融机构,后者是国内资金规模最大的小贷公司之一。   据泸州老窖此前公布的信息显示,截至2015年底,泸州老窖集团净资产达232.64亿元,营业收入129.52亿元,归属于母公司所有者净利润10.80亿元。   在去年的收购传言中担当主角的四川发展酒业投资,也由泸州老窖集团参与出资组建。公司挂牌成立三天后,即传出将以一方出资出产能,一方出品牌的方式与诗仙太白进行重组。四川发展酒业背后的另一棵大树是四川发展(控股)有限责任公司,这家注册资本800亿元,总资产逾1300亿的投融资公司被誉为四川省省级综合性产业投融资平台的“舰母”,持有22家大型国有企业的股权。   业内人士分析,如果泸州老窖集团此次成功拿下诗仙太白品牌,既有利于集团自身庞大酒业产能的消化,也能借机打开与四川一衣带水的重庆市场。   昨日,《每日经济新闻》记者也曾联系泸州老窖集团董事长张良,并将采访短信发送其手机,但未能获得回复。   (实习生陈星对本文有贡献) 进入【新浪财经股吧】讨论相关的主题文章:

Department of Xinhua Baoyin counterclaim Cui Jun was accused of sad money pass 浙江万里学院文体部

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Department of Xinhua Baoyin counterclaim Cui Jun was accused of money will pass Baoyin sad Cui Jun was sad counterclaim funds pass Yangtze daily news and Xinhua Department difficult wrestling, the industry said Cui Jun "short-term loans long throw" can easily lead to the risk of capital chain – reporter Shen Yourong in just three days, silver helm Cui Jun two exclusive to the Yangtze River Daily reporter said, "the Xinhua Department Store counter". In January 29th, a lawsuit against Xinhua’s department store, January 30th, Cui Jun told the Yangtze River Daily reporter, has told the lawyers group, Sue Xinhua Department store. In January 27th, Cui Jun had expressed to the Yangtze River Daily reporter, "will counter the other side."". Earlier, in January 27th, Xinhua securities affairs representative Li Dan told the Yangtze Daily reporters, chairman of the company has been authorized by the board of directors, the prosecution department Baoyin violations and harm the interests of small investors. Indeed. Two days after the announcement, Xinhua Department store, has submitted the petition to the court, the court has accepted. "Notice", Xinhua Department Store Department of the securities market has sued Baoyin serious acts of dishonesty, illegal holdings, holdings of shares of stock price manipulation behavior, illegal behavior. In fact, in the field of private equity, Cui Jun placards behavior is regarded as "alternative"". "Originally financial investment, it is necessary to do industrial capital investment." In January 28th, the central China Sunshine private equity fund manager told the Yangtze River Daily reporter, as a sunshine private product, with the customer’s money to fight for the controlling shareholder position of listed companies, opened the industry precedent. Changjiang Daily reporter survey found that, since the beginning of February 2015, Cui Jun seven placards Xinhua Department store, and its former largest shareholder Wumart holdings holdings launched a "competition", during the high-profile issued a letter to all shareholders, preaching the fifth bill. In the case of unsuccessful takeover, holdings of 32%, surpassing promotion as the first major shareholder wumart. It is noteworthy that Cui Jun’s placards caused the Xinhua Department store to issue an abortion, and he himself was also trapped in the tender offer. "Not good for large shareholders Baoyin Xinhua Department Store ending". Huaxia Fund a person also said to the Yangtze River Daily reporter, sunshine private funds mainly from the market, liquidity is bigger, to do industry belongs to capital investment, short-term loans long throw, Department of explosive Baoyin capital chain risk. In view of the fact that Cui Jun tried to control the real purpose of Xinhua Department store and the pressure of short loan and long investment, the business reporter of the Yangtze River daily sent an interview letter to Cui Jun. Cui Jun replied, should not reply. He said that the near future will be announced at the right time. The battle for control of the upgrade will be in court and Cui Jun Xinhua Department store the ups and downs of the Xinhua Department control equity battle continues to ferment. January 27th, Xinhua securities on behalf of Li Dan to the Yangtze River Daily reporter said, the board of directors of the company chairman Qu Kui of Shanghai Bao fintronics win Cci Capital Ltd and concerted action Shanghai trillion win Equity Investment Fund Management Limited has authorized (hereinafter referred to as "Baoyin Department") filed a lawsuit with the announcement two days later. Indeed. On the evening of January 29th, Xinhua Department Store announced that it had submitted a complaint to the court

宝银系将反诉新华百货 崔军被指难过资金关隘   宝银系将反诉 崔军被指难过资金关隘   长江商报消息 与新华百货艰难角力,业界称崔军“短贷长投”极易引发资金链风险   □本报记者 沈佑荣   短短三日内,宝银系掌舵人崔军两次独家向长江商报记者表示,“将反诉新华百货”。   面对1月29日新华百货的一纸诉状,1月30日,崔军向长江商报记者表示,已经转告律师团,起诉新华百货。而在1月27日,崔军就曾向长江商报记者表达过,“将反诉对方”。   此前,1月27日,新华百货证券事务代表李丹曾向长江商报记者表示,公司董事长已获得董事会授权,将起诉宝银系违规及损害中小投资者利益。   果不其然。两日后,新华百货公告称,已向法院递交诉状,法院已受理。《公告》显示,新华百货起诉宝银系存在严重的证券市场失信行为,违规增持、减持股份的行为,违法操纵股价的行为。   事实上,在私募领域,崔军的举牌行为被视为“另类”。   “本来是财务投资,偏偏要去做产业资本投资。”1月28日,华中一阳光私募基金经理向长江商报记者表示,作为阳光私募产品,用客户的钱去争夺上市公司控股股东位置,开了行业先河。   长江商报记者调查发现,自2015年2月开始,崔军七次举牌新华百货,并与其原第一大股东物美控股展开了一场增持“竞赛”,期间还高调地向全体股东发出一封信,宣讲其五项议案。在夺权未果情况下,增持32%,超越物美晋升为第一大股东。   值得关注的是,崔军的举牌行为导致新华百货增发流产,而其本人也陷入爬虫式的要约收购之中。   “并不看好宝银系争夺新华百货大股东结局”。华夏基金一人士亦向长江商报记者表示,阳光私募资金主要来自市场,流动性较大,去做产业资本投资,属于短贷长投,宝银系极易爆发资金链断裂风险。   针对崔军试图控股新华百货真正目的、短贷长投的资金承压等问题,长江商报记者向崔军发去了采访函。崔军回应,不宜答复。他称,近期将在合适之时公告。   控股权之争升级崔军将与新华百货对簿公堂   跌宕起伏的新华百货控股权争斗还在持续发酵。   1月27日,新华百货证券事务代表李丹向长江商报记者表示,公司董事会已经授权董事长曲奎对上海宝银创赢投资管理有限公司及其一致行动人上海兆赢股权投资基金管理有限公司(简称“宝银系”)提起诉讼,两天后就有公告。   果不其然。1月29日晚间,新华百货公告称,已向法院递交诉状,法院已受理。《公告》显示,新华百货起诉宝银系存在严重的证券市场失信行为,违规增持、减持股份的行为,违法操纵股价的行为。   新华百货提出的诉讼要求为,请求法院判决宝银系自去年6月2日后增持的股份无效,并在二级市场上抛售,如有溢价所得全部赔偿给上市公司。此外,在法院判决生效前,宝银系不得对上述股份行使表决权、提案权等股东权利,不得自行处分股份等。   “我们已转告律师团,也会起诉他们。”1月30日中午,长江商报记者就此事联系崔军,得到了他看似有些气愤的答复。而早在1月27日,他就向长江商报记者表达过这一观点。当时,记者提及他举牌行为及新华百货可能起诉之时,崔军就表示会反诉。   针对新华百货与宝银系诉讼案,香颂资本执行董事沈萌向长江商报记者表示,从诉讼中可看出新华百货西部背景端倪,如对于一些沿海发达地区的市场化商业运作知之不深等,诉讼的依据和理由,主观方面较多,也有不少模棱两可方面。   湖北忠三律师事务所律师胡怡则表示,从诉讼请求看,新华百货主张宝银系增持行为无效,需要举证证明宝银系的增持行为违反了“法律、行政法规的强制性规定”,而《上市公司信息披露管理办法》及《上市公司收购管理办法》并不属于法律和行政法规范畴,《证券法》中的禁止性规定也有待法院认定是效力性规定还是管理性规定,故相对来讲新华百货举证难度较大。同时可以看到,宝银系在2015年6月之前就有违规行为,但新华百货仍以当年6月2日作为起诉时间节点。   至于宝银系的表决权、提案权等,应申请保全。这一措施对新华百货原第一大股东非常有利,物美控股方可通过一系列对其有利的议案。   七次举牌晋升第一大股东   上升至司法层面的控股权争夺战源于宝银系的七次举牌。   长江商报记者梳理发现,宝银系向新华百货发起进攻始于去年2月,通过三个账户持续在二级市场上买入新华百货股票,不过,在去年三四月间,宝银系还两次卖出部分股票,只是卖出行为发生在第一次举牌前。   进攻新华百货,不乏与大股东之间的“斗法”,宝银系的野蛮人本性也暴露,导致新华百货第一、二股东上演增持竞赛。   去年4月28日,宝银系持有新华百货2256万股,持股达到10%,二度举牌。而在4月,宝银系近10个交易日进行了操作。7月8日,宝银系通过三个账户大举增持新华百货,合计买入1145.3万股,第三次举牌,持股比达到15.08%。7月16日,新华百货公告称,宝银系第四次举牌,持股比达到20%。当时第一大股东物美控股持股26.9%,市场认为宝银系向物美控股下了战书。   面对来势汹汹的野蛮人,物美系也是阻击不断。   去年5月底,新华百货抛出10亿元定增预案,按照定增计划,物美系将认购九成股份,持股比将升至39.59%,市场一度将其解读为应对宝银系举牌逼宫而特意推出的。不仅如此,担心定增尚未实施,宝银系抢先,7月20日,物美系又出手增持,持股比升至30.93%。   不过,物美系的步子迈得太慢,远不如宝银系大幅增持的速度。继去年7月份持股达到20%后,八九月份,宝银系持续不断增持,截至9月14日,持股比已经上升至30%,与物美系持股比相差不足1%。   长江商报记者注意到,二级市场上,随着股权增持竞赛的上演,新华百货股价也是坐火箭般上蹿,股价从去年2月的15元一路飙升,至去年12月9日达到37.13元,涨幅达250%。   除豪掷巨资在二级市场上购买股票外,宝银系还玩起舆论战。去年6月2日,宝银系在官网上发出《致新华百货全体股东的一封公开信》,在信中提出五项议案,如成立一家私募基金管理公司等。随后,宝银系三次提议召开临时股东大会、改组董事会、宝银系共同出资10亿元设立伯克希尔控股有限公司等。遗憾的是,尽管临时股东大会召开了,但宝银系的13项议案均以失败告终。   宝银系的大肆夺权行动也不断上演。13项议案失败、改选董事会未果,宝银系再一次启动了增持计划,并直接导致了新华百货此前的定增计划流产。   依照相关规定,增持至30%后,宝银系可在豁免要约收购义务的前提下,每12个月增持新华百货2%。12月8日,宝银系增持2%,持股比升至32%,超越物美系的30.93%,晋升为第一大股东。   七次举牌成为新华百货名义上的第一大股东,但宝银系并未控制上市公司,与原第一大股东的控股权争夺战更加白热化。   “短贷长投资金承压,崔军成功几率不大”   貌似强大的“野蛮人”实则风险暗存,资金短缺或许就是其命门。   1月28日,华中一阳光私募基金经理告诉长江商报记者,作为阳光私募产品,通常是做财务投资,赚钱获利回报投资者是第一要务,但宝银系将客户的钱拿去争夺上市公司控股股东位置,做的是产业资本投资。   华夏基金一人士向长江商报记者表示,并不看好宝银系争夺新华百货大股东结局,阳光私募资金对流动性要求较高,客户可能随时赎回,去做产业资本投资,属于短贷长投,宝银系极易爆发资金链断裂风险。   实际上,宝银系的资金链已经承压。新华百货披露的详式权益变动报告书显示,至2014年底,上海宝银创赢总资产仅为2747.58万元。   此外,宝银系麻烦连连。去年6月,宁夏证监局对宝银系作出40万元的处罚,崔军个人亦被罚10万元。目前,崔军已向证监会申请行政复议。   近期,就在宝银系与物美系股权争夺战陷入僵局之时,崔军旗下合伙企业却打了退堂鼓。去年12月6日,崔军收到法院应诉通知书,合伙人请求法院判崔军向其支付自2010年3月29日成立之后产生的有限合伙企业利润,暂估值327.43万元,并支付相应利息。   对此,上述华中基金经理解读称,虽然退伙的资金不多,但这些合伙产品如果陷入新华百货股权争夺战中,就会给产品带来流动性风险。   有券商人士向长江商报记者表示,崔军用实的举牌增持和虚的虚张声势结合起来,一心要控股新华百货,但其收购或增持属于小卒过河只能向前,一旦无法实际控制新华百货,就会像宝能攻击万科一样,无法通过与上市公司发生重组而获利甚至偿还私募融资。   沈萌向长江商报记者判断称,在此轮控股权争夺战中,崔军不成功几率很大,真正对簿公堂对各方都不是好结果,崔军攻击新华百货的目标是赚钱,且崔军并没有保险公司作为后援,资金弹药有限,所以不排除物美、新华百货以让崔军可以接受的价格处置其持股,让其减持退出的可能。   长江商报记者注意到,近年来,崔军亦曾进攻过多家上市公司,最终均以减持获利出局。   长江商报记者调查还发现,截至目前,在A股市场,尚无私募产品通过二级市场野蛮增持进而控股上市公司的先例,即便是被查的泽熙系徐翔,虽然实际控制了大恒科技等上市公司,也都是协议收购。   至于控股新华百货真正目的、短贷长投的资金困局等问题,崔军回应长江商报称,经咨询律师,暂不宜答复。 进入【新浪财经股吧】讨论相关的主题文章:

Chengdu couple 60 thousand missing provident fund provident fund center to the original data (video) 逆天邪传

Clothing & Fashion

Chengdu couple 60 thousand missing provident fund provident fund center to the original data of September 1st in the implementation of the new regulations: provident fund extraction procedures simplified Chengdu SOE employees You Hongkui (a pseudonym) and his wife, a total of about 60 thousand yuan from the provident fund account inexplicably disappeared. In September 18th, You Hongkui told the surging news: "things have been in the past 5 months, Chengdu city housing provident fund management center (hereinafter referred to as the" Chengdu fund center ") has yet to give a reasonable explanation, 60 thousand provident fund funds whereabouts so far is a mystery." You Hongkui said that his inquiry was informed that the provident fund center in Chengdu in December 2012, he and his wife of two people has been to give the name of provident fund two suites "to repay the loan principal and interest" extraction. The two houses, one set of numbers is empty; another is to swim Hongkui mother-in-law 10 years ago to a set of public rental. They don’t exist provident fund loans. You Hongkui had found the Chengdu provident fund center asked to explain, he said, the other responded, 60 thousand yuan provident fund is zoned to the couple under the name of the joint card after being transferred, suggestions to the police, but he refused to inquire about the original data requirements. In September 19th, surging news call the Chengdu provident fund center, the central office staff confirmed the tour to Hong Kui provident fund center reflects the matter, the public security organs have been involved in the investigation. Because it belongs to the investigation case, more needs to wait for the police investigation results, it is not convenient to disclose now. Husband and wife 60 thousand missing workers of state-owned enterprises provident fund tour and his wife Ms. Lu Hongkui is a state-owned enterprise workers in Chengdu city. They claimed that they only had a reserve fund once they bought the first suite in 2008, and then they didn’t pay close attention to the provident fund account. In May this year, Ms. Lu accidentally recalled years did not check the provident fund, and then to the Chengdu provident fund center inquiry, found that her provident fund account only thirty thousand yuan. Ms. Lu wondered: according to the calculation of monthly deduction and units to pay the provident fund amount, the fund has over 8 years for the first time from 2008, the account should be at least 60 thousand yuan. Ms. Lu on the spot to print a "list of employees provident fund withdrawal" list, the list shows that in December 7, 2012, 30200 yuan was transferred to her on account of her provident fund joint card account, the money that day was transferred out of 13500 yuan, the next day was transferred out of 9800 yuan, the third day was removed 1900 yuan, in December 11th of that year again was removed 5000 yuan. "Within a week, 30200 yuan a point is not left, do not know who was taken away."." Ms. Lu said. Ms. Lu then contacted her husband, tour Hongkui also check their provident fund accounts, he found that in December 26, 2012, his fund accounts 30800 yuan was transferred to his account, the same in the next few days repeatedly being transferred. Tour the couple printed "employees provident fund withdrawal details show that the two a total of 6 yuan fund, the reason is extracted are" purchase, repayment of the loan principal and interest". Surging news query Chengdu provident fund center official website informed, from individual housing provident fund, but should have the appropriate conditions, but also signed relevant agreements with the housing provident fund management center, and I must go,.

成都夫妻6万公积金失踪 公积金中心拒给原始资料 9月1日起国管公积金实施新规:提取手续简化 成都一国企职工游鸿逵(化名)和妻子共计约6万元的公积金,从账户上莫名失踪了。9月18日,游鸿逵告诉澎湃新闻:“事情已经过去5个月了,成都市住房公积金管理中心(以下简称“成都公积金中心”)仍未给出合理解释,6万公积金款去向至今是谜。”游鸿逵称,他在成都公积金中心查询获知,2012年12月,他和妻子两人的公积金先后被以给两套房“偿还贷款本息”的名义提取。这两套房子,其中一套门牌号为空号;另一套,则是游鸿逵岳母10多年前赠予他们的一套公租房,根本不存在公积金贷款。游鸿逵曾找到成都公积金中心要求解释,他称,对方回应称,6万元公积金是划到他们夫妇名下的联名卡上后才被转走的,建议向警方报案,同时拒绝了他查询原始资料的要求。9月19日,澎湃新闻致电成都公积金中心,该中心办公室工作人员证实游鸿逵向公积金中心反映了此事,目前公安机关已经介入调查。由于属于在侦案件,更多情况需要等待警方的调查结果,现在不方便透露。国企职工夫妻6万公积金失踪游鸿逵和妻子陆女士都是成都市一国有企业职工。游称,他们只在2008年购买首套房时提取过一次公积金,之后再未关注过公积金账户。今年5月,陆女士偶然想起多年没查过公积金,于是到成都公积金中心查询,发现她的公积金账户上只有三万元。陆女士感到疑惑:根据每月扣除的和单位缴纳的公积金数额计算,从2008年首次提取公积金至今已过8年,账户里至少应有6万元。陆女士当场打印了一份“职工公积金支取明细”清单,清单显示,2012年12月7日,她的公积金账户有30200元被划转到了她的联名卡账户上,这笔钱当天即被转走了13500元,次日被转走9800元,第三日被取走1900元,当年12月11日再被取走5000元。“一周之内,30200元一分不剩,不知道被谁拿走了。”陆女士说。陆女士随即联系了其丈夫,游鸿逵也查询了自己的公积金账户,他发现,2012年12月26日,他的公积金账户有30800元被划转到他的联名账户上,同样在之后几天内分多次被转走。游氏夫妇打印的“职工公积金支取明细”显示,这两笔共计6万余元的公积金,被提取的原因均是“购房,偿还贷款本息”。 澎湃新闻查询成都公积金中心官网获知,提取个人住房公积金,除了应具备相应的条件,还要与住房公积金管理中心签订相关协议,并且必须本人前往,出示身份原件证明、提供已婚或未婚证明材料、购房合同或房产证、银行还贷的三个月流水明细等材料,由住房公积金管理中心进行严格审核。通过审查后,公积金管理中心才将钱划扣到个人联名银行卡上。“从这个程序看,除了我们本人,似乎没有人能将这笔钱取走,但这钱真不是我们申请提取的。” 游鸿逵说,2008年之后,他和妻子再未提取过公积金,也不知道这笔钱在2012年到过他们的联名账户上,“公积金联名卡是单位发的,平时没管,也没办过提取业务。”为“不存在的房子”还贷根据陆女士的“职工公积金支取明细”单,她被提取的公积金用于偿还成都市锦江区海椒市街6-1-11号房屋贷款。但陆女士称,这套房是其母亲所在单位早年分的公房,后来转赠予她,根本不涉及贷款问题。游鸿逵提供的一份由成都市房产信息档案馆出具的房产信息摘要表显示,6-1-11号房屋的产权登记人为陆女士,产权来源为“受赠”,受赠日期为2003年10月。而游鸿逵被提取的公积金,则用于偿还成都市金牛区西北桥北街6号5-1-2号房屋的贷款。但游称,他在寻找这套房子时发现,西北桥北街根本没有6号。西北桥街社区也向他证实,“西北桥北街6号”是一个备用号,还没有启用,实际上是个空号,“一般人都不知道”。确认公积金被别人动了之后,游鸿逵联系了当地媒体。成都电视台随后的报道证实了游鸿逵的说法,“西北桥北街6号”这个地址目前不存在。游鸿逵曾找到成都住房公积金中心,希望调取原始资料,看是谁取走了他们的公积金。他称,第一次去时,该中心回答说需要查询,几天后答复;几天后他得到的回答是“资料可能毁了”;后来又称他“没有权利来看这个资料”;他们找的次数多了,最后得到的答复是“去找信访局”。游鸿逵认为,查清此事必须要调取出2012年办理提取公积金业务时的原始资料,比如身份证件、单位证明等。“如果是我本人办理的,肯定有相关证件材料和证明,还有签字,如果是别人办理的,至少得有委托书。”成都住房公积金中心出具的“支取明细”显示,游鸿逵在2008年第一次办理公积金提取时,的确是他本人前往办理,“代办人姓名”、“代办人证件号码”处都是空白。然而,2012年的那次提取业务办理,“代办人”和“代办人证件号码”两处却填着他本人的姓名和身份证号。游鸿逵对此十分不解:“在我的公积金账户上,代办人居然填的是我,我帮我自己代办吗?”公安机关已介入调查游鸿逵始终不解:连房子都不存在,申请人如何通过公积金中心的审核?8月9日,成都市电视台报道此事,并播放了一段成都公积金中心城区房管部副主任李萍与游鸿逵的对话。对话中,李萍说:“公积金在当时并没有说必须本人亲自来领取。”游鸿逵回应,即使是他当时委托了别人来办的,那现在他要看当时委托人的相关资料。李萍明确告知:“这个不是你说要就拿给你看的。”李萍还表示,这个钱如果打到其他人卡上,是公积金中心错了,但如果是打到游鸿逵夫妻本人卡上,觉得错了,那就把钱退回来,公积金中心重新受理。9月18日,游鸿逵告诉澎湃新闻,他曾试图向公安机关报案,但一直没被受理。中秋节前,成都西御河派出所叫他去做了笔录。成都市律师协会房地产专业委员会主任林方平告诉澎湃新闻,无论根据关于行政信息公开的相关规定,还是按照住房公积金管理条例,游鸿逵夫妇都可以在公积金中心提取原始资料,住房公积金管理中心不能拒绝。“若有人冒用游鸿逵夫妻名义提取公积金,侵犯他们的财产权,可以追究其民事责任,要求退还,如果是提供虚假资料骗取别人的公积金,则属于诈骗,应当承担刑事责任。”林方平说。林方平还称,如果经调查证实,游鸿逵夫妇并没有办理过住房公积金提取手续,也没有委托他人办理过,那么按照现行规定,住房公积金管理中心的行为属于未按照规定审批职工提取、使用住房公积金,负有责任的主管人员和其他相关人员,将面临行政处分。9月19日,澎湃新闻致电成都公积金中心,该中心办公室工作人员证实游鸿逵向公积金中心反映了此事,目前公安机关已经介入调查。由于属于在侦案件,更多情况需要等待警方的调查结果,现在不方便透露。更多精彩内容欢迎搜索关注微信公众号:腾讯财经(financeapp)。相关的主题文章:

premarket after hours 加拿大红河学院

Arts & Entertainment

The Japanese Central Bank Kuroda: the implementation of negative interest rates is not to suppress the yen U.S. stock market center: exclusive national industry sector stocks, premarket after hours, ETF, real-time quotes warrants Japan on Thursday the central bank governor Kuroda Higashihiko said, take the implementation of negative interest rates is not directly focused on to suppress the yen, and warned that the market had not read on the decomposition of negative interest rates of the central bank. Kuroda Higashihiko at the meeting on the Senate Finance Committee said that the global market panic has not yet subsided, in Denmark and Switzerland and other smaller economies countries (their trade to GDP ratio is relatively high), negative interest rates have a more direct role in promoting the devaluation of the currency, which means to achieve price stability and exchange rate stability in general is one thing. In January 2015, the Central Bank of Japan implemented negative interest rates on some of the funds held by central banks in financial institutions to prevent financial turmoil, damage business confidence, and impede efforts to fight deflation. The move surprised the market. Kuroda pointed out that the Central Bank of Japan, the United States and the euro area and other major economies did not use the exchange rate as the goal when guiding monetary policy, because the direct impact of monetary policy on the exchange rate trend was weak. Kuroda also said that the bank’s large-scale asset purchase plan is not intended to deliberately boost the stock price. Kuroda also said that for large economies like Japan, the policy objectives of price stability and exchange rate stability are not the same. He also attributed the continued volatility of the market to investors’ concerns about slowing growth, falling oil prices and European banking conditions. Kuroda pointed out that negative interest rates are unlikely to have a big impact on bank profits, and do not think that negative interest rates make it difficult for the central bank to buy bonds, while emphasizing the introduction of negative interest rates is not QQE has reached the limit. In addition, Kuroda said that the delay in achieving inflation targets mainly due to the impact of oil prices, affected by low oil prices, Russia will probably reduce production by 14% by 2020. Kuroda also said that the positive impact of the negative interest rate policy of the Bank of Japan is expected to gradually spread to the economy and prices, the effect of the negative interest rate policy is in the form of low bond yields. Editor in chief: Li Wu SF053

日央行黑田:实施负利率并非打压日元汇价 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   周四日本央行行长黑田东彦表示,采取实施负利率并非直接着眼于打压日元汇价,并且警告市场不要过分解读日央行的负利率措施。   黑田东彦在参议院金融委员会会议上表示,全球市场恐慌情绪尚未消退,在丹麦和瑞士等经济规模较小的国家(他们的贸易与GDP之比相对较高),负利率在促使本币贬值方面有更直接作用,这意味着实现物价稳定和汇率稳定大体上是一回事。   2015年1月日本央行对金融机构存放在央行的部分资金实施负利率,以防止金融市场动荡损害企业信心,并妨碍抗击通缩的努力。此举让市场感到非常意外。   黑田指出,日本、美国和欧元区等较大经济体的央行在指引货币政策时不以汇率为目标,因货币政策对汇率走势的直接影响较弱。   黑田还称,日本央行的大规模资产购买计划并不旨在故意提振股价。   黑田还表示,对于日本这样的大型经济体而言,围绕物价稳定和汇率稳定的政策目标并不相同。他还把市场持续动荡归因于投资者担忧中国经济增长放缓、油价下跌和欧洲银行业状况。   黑田指出,负利率不太可能对银行利润产生大的影响,而且不认为负利率让日本央行购债变得困难,同时强调引入负利率并非QQE已到极限。   此外,黑田表示,推迟实现通胀目标主要因油价下跌影响,受低油价影响,到2020年俄罗斯可能会减产14%。   黑田还称,预计日本央行负利率政策的正面影响将逐渐扩散到经济和物价上,负利率政策的效果正在以拉低债券收益率的形式显现。 责任编辑:李兀 SF053相关的主题文章:

也总会有人坐不住 许昌日报电子版

Clothing & Fashion

Give me a knitted skirt that keeps swaying to the spring – Sohu sometimes, a beautiful skirt, can make women incarnate fascinating and fascinating weapons. If a woman loses the pursuit of beauty and desire, in the face of life is almost equal to the fight. So, even in the winter, we want to be graceful, graceful and swaying…… At this point, we hope to have such a skirt: it is both a qualified inside, in the coat of the package can also have "charm and style"; also can be used as a fashionable dress, enough to deal with this is not warm season. There’s a reason why So’s favorite knitted dress is popular. It meets all our needs and wears it all the way to the spring. Today we recommend all-match well knit dress fashionable clothes, three kinds of wear can wear only belong to you. Please pay attention to the acquisition of Camelia Camellia micro signal. Good ride? Rough bar is the perfect partner to knit dress coat, elegant French turtleneck DaTouZhen? "With" warm temperament let it become this season’s warmth take the lead? Coarse bar are not thick to feel heavy, but some clothes wrapped warm, stunning strip? Fashion director Leila Yavari shows the workplace fashion to us, simple red and black with a silent sense of power, a beam of thin belt, graceful waist knit dress coat stand now? The tight money can outline the graceful figure. How does it sway? Oscar de la Renta said, "when you walk, imagine three men behind you."…… ? there will always be someone to sit, how good collocation will be willing to wear only conservative color? Take knitting skirt and coat, shoes can printing echoes, to fancy to spring? Black and white printing highly artistic sense, let you black and white dress is also lively? As the first Chinese female editor Eva Chen, try to improve and everywhere showing their good taste, in a soft knit dress material and pink coat color, a woman’s gentle temperament and expression of the most incisive? "Good" and a noble gray popular, knitting weave delicate and decorative accessories, as the ride the color will be very fashionable to wear stack? Fashion director Caroline Issa has been advocating concise style philosophy, furcated needle Knitted skirt fold wear with the color of the sweater, a touch of red lips put women in the workplace atmosphere light? It is time to show a skill to wear their own, knit dress is the most fashionable to wear stack and eye-catching? A simple half sleeves and tight knit dress can ride in the collision of different feeling, light let the skirt sleeve material, swaying in the wind? This beautiful little black dress knitted from pony is out of print brother vice line brand, on the chest with a dot like cherry bright brooch? Sleeveless knit dress is meant to.

给我一条针织裙 一直摇曳到春天-搜狐   有时候,一条美裙,就能让女人化身迷之撩人武器。如果,一个女人丧失对美的追求和欲望,在生活面前几乎等同于束手就擒。   所以,即使在冬日里,我们也想优雅曼妙,摇曳生姿……      此时,我们希望有这样一条裙子:它既是一个称职的内搭,在大衣的包裹下也能「有韵味够风情」;也可作为一件外穿的时髦单品,足够应对这个还并不算温暖的季节。So,受尽宠爱的针织裙走红是有原因的,它满足了我们的一切需求,还能一直穿着到春天。      今天为大家推荐百搭好穿的时髦针织裙,三种穿法都能穿出独属于你的味道。购买链接请关注 Camelia山茶花 微信号获取。   称职的内搭   ?粗线棒针织裙是大衣的绝佳伴侣,优雅的法式高领打头阵      ?自带「温暖气质」让它成为这一季的温情内搭主角      ?粗线棒并不都是留给人厚实笨重的感觉,偏偏有些就:裹衣温暖、脱衣惊艳      ?时装总监 Leila Yavari 向我们展示了职场上的时髦,简单的红与黑有一种无声的力量感,束上细细一根腰带,婀娜腰身立现      ?大衣下的针织裙,紧身款更能勾勒曼妙身材。穿上它如何摇曳生姿?Oscar de la Renta 说:走路时,想象有三个男人在你身后……      ?也总会有人坐不住,擅长搭配怎么会甘心只穿保守的纯色款      ?内搭针织裙的印花可以和大衣、鞋子相呼应,把花哨都留给春天      ?极富艺术感的黑白印花,让你黑白装扮也活泼起来      ?作为美国的第一位华裔女主编,Eva Chen 无处不在尽力的提升和展现着自己的好品味,内搭针织裙的柔软材质和外套粉嫩的色彩,把一个女人的温柔气质表达的淋漓尽致      ?「好搭又显贵」的灰色颇受欢迎,细腻的针织织法加上点缀饰品,作为内搭也会很出彩      时髦的叠穿   ?时尚总监 Caroline Issa 一直崇尚简洁的风格哲学,开叉的针织裙叠穿上同色的针织衫,一抹红唇就把职场女性的气场点亮了      ?是时候展示自己的穿搭功力了,针织裙拿来叠穿最是时髦和抢眼      ?一件简单的半袖针织裙就能和紧身内搭碰撞出不一样的感觉,轻薄的材质,让裙袂在风中摇曳      ?这件标致的针织小黑裙来自小马哥即将绝版的副线品牌,胸口上的樱桃点缀如同带了一个闪亮的胸针      ?无袖的针织裙天生就是用来叠穿搭配的,是时候把万能的蓝衬衫拿出来了      ?时尚新闻总监 Jane Keltner de Valle 用针织裙搭配了黑色打底衫,腰带到底应该学会多少种系法?真正派上用场时总不会嫌多      ?针织和让人无法抗拒的毛绒绒搭配在一起,仙气十足      ?说到针织就不得不提到 MISSONI,在时尚界被公认为是针织品的掌门人,这个把针织视为艺术品的家族箴言是:衣橱里有一件 MISSONI 的服装,无论何时何地都可高枕无忧。副线的产品和价格都十分美丽      ?想玩搭配,就穿半裙。金发女郎 Leonie Hanne 一身富有贵族气质的墨绿针织装扮,温柔又性感      ?最会穿衣的 Pernille Teisbaek 也喜欢同色系搭配,这一身配上尖头鞋,看起来实在是优雅      ?极爱混搭的 Irene Kim 把迷彩和红色针织裙穿出了新意,包包原来也可以这样跨在腰间      ?维多利亚钟情针织材质,她自己的同名品牌就出了不少针织裙,身上这身就来自 VICTORIA BECKHAM      ?好看优雅的裸粉色针织半裙,配得上那些对自己自律的好身材      随性的外穿   ?去年,Céline 的 Bell Dress 被众多明星博主追捧,这条针织裙成为街拍出镜率非常高的大热单品      ?Céline 的这条针织裙虽然从正面看得体修身,其实背后大有风景      ?类似的露背款针织裙,腰身和伞状的裙摆把好身材显露无疑      ?Oversize 针织裙最适合拿来配长靴      ?宽松的袖子可以慵懒的堆起来,裙身呈好看的 A 字型,记得要长靴过膝才更显腿长      ?KENZO 也出了不少可以外穿的针织裙,泡泡袖别致又随性      ?针织裙外穿也可以选些靓丽的色彩,并用配饰加以点缀和搭配      ?Elena 一身显肤白的橙色紧身针织裙搭配同色小包,特别抢眼      ?这种柔软的织物也受到王室里温婉王妃们的青睐      ?用来外穿的针织裙因为不用套在大衣里,可以选择较为宽松舒适的款式,Club Monaco 是 POLO Ralph Laure 旗下的高端都市品牌,性价比却特别高      在你需要力量时,一条摇曳生姿的美裙和一双高跟鞋就能给予你绝对的美丽。这两个充满风韵、让人难忘的背影来自当时 40 多岁的西班牙王后 Letizia Ortiz 和法国前第一夫人 Carla Bruni。      -我们爱护原创-   本文内容经作者授权为 Camelia山茶花 独家稿件,未经授权转载将追究法律责任,合作请联系 wechat@hicamelia。文中所含图片来自网络,如有问题请第一时间联系我们。相关的主题文章:

&quot 天津音乐学院南院

Clothing & Fashion

Where will the data center be in the future? Microsoft move it into the deep sea – Sohu technology promising special experimental plan, revolutionary, in fact not only do Google, special plan Project Natick more than half the day before Microsoft released its operation, hope to the data center of the future, are transferred to the sea bottom. Every day we use network services, behind accounted for by operation of several data centers, to render the service application front-end, including video, e-mail, social networking platforms, however, when the operation of excessive overheating, possible downtime, service failures, so many air conditioning technology factories every year in fact spend a lot of money in the data center electricity. The sources of electricity may rely on new alternative energy sources such as wind and solar power to pursue sustainable global environmental management. But as more and more companies move their infrastructure to the "cloud", the demand for data centers is also rising. Project Natick was born in Microsoft Internal Innovation brainstorming activities ThinkWeek, the proposal of James (Sean James), who served in the Navy, working on the submarine under the environment of 3, he said, when he saw the complex electronic equipment structure has been brought to the surface, blocking the brine of erosion and normal operation, then why don’t try the data center? Low temperatures in the deep sea may be able to help the temperature control of data centers, thereby reducing energy consumption and reducing costs. This exceptional thinking proposal by the Microsoft laboratory in NExT, leading special plan (Norm Whitaker) Whiteaker, soon after, they started to test. The concept of data centers operating at sea level requires the application of science plus engineering expertise, but the biggest challenge is actually "people"". The operation to data center operations, but they also accounted for a certain space, need more oxygen, comfortable environment, lighting, work shift and other auxiliary conditions. Under various considerations, Project Natick decided to design a data center that could operate and maintain the operating conditions without manual operation. In August 2015, the first Project Natick was operated on the central coast of California, USA, and monitored by Microsoft staff at Redmond, California, using cameras and other sensors to collect temperature, humidity, power consumption and other data. Although it is still in the experimental stage, all data points to positive feedback. The sea into the phenomenon of new power generation, submarine data center transmission speed than now to faster data center temperature, generally located in the land of the data center need to spend a large sum of money to maintain the data center operations, but if located in the deep sea, low temperature deep-sea environments but helps to maintain the temperature, save the operation cost. The beginning of the model was not far off the coast, and the team also found the use of waves and tides

未来数据中心会在哪?微软把它移到深海里-搜狐科技      充满前瞻性、革命性的特殊实验计划,其实不仅Google做得到,前日微软发布旗下进行超过半年的特殊计划Project Natick,希望把未来的运算数据中心,都转移到海平面底下。   我们每天使用的网络服务,背后很大占比都是靠好几座数据中心运作,来呈现前端的服务应用,包含影像串流、电子邮件、社交平台等,然而当运作过度、机器过热时,就可能发生宕机、服务故障的状况,因此许多科技大厂每年其实花上大笔金钱在数据中心的冷气电费上。   电的来源,或许可以依靠全新替代能源,如风力、太阳能等发电以追求地球永续环境经营,但随着愈来愈多企业把基础架构转移到“云端”的同时,数据中心的需求却也不断创新高。   Project Natick 诞生于微软内部的创新激荡活动 ThinkWeek,提案者之一的詹姆士(Sean James),曾经服役于海军、在潜水艇环境下工作 3 年,他说,当他看到复杂结构的电子设备已经被带到海面下,阻挡盐水的侵蚀而正常运作,那为何不试试数据中心呢?深海的低温,有可能能够帮助数据中心的温度控制,进而减少能源消耗、降低成本。   这个破格思考的提案受到微软实验室 NExT 中,领导特殊计划的怀特克(Norm Whitaker)注意,不久之后,便开始着手进行测试。      数据中心在海平面下运作的概念,需要应用科学加上工程专业知识,但最大的挑战,其实在“人”。人的操作促使数据中心运作,但人却也占了一定的空间,更需要氧气、舒服的环境、灯光、工作换班等辅助条件。   种种考虑下,Project Natick 决定设计一个能够自我运作、维系运算条件的数据中心,不需要人力操作。2015 年 8 月,第一款 Project Natick 在美国加州中海岸,入海进行运作测试,由位在加州 Redmond 的微软工作人员,利用镜头与其他感应器,监控并收集温度、湿度、电力消耗等资料。虽然目前还在实验阶段,但是一切数据都指向正面回馈。   大海现象成发电新可能,海底数据中心传送速度也能比现在更快      以数据中心的温度来说,一般设在陆地上的数据中心都需要花上大笔金钱,来维持数据中心运作,但如果设在深海,深海的低温环境反而能够帮助维持温度,节省一定的营运成本。   一开始的实验模型选在海岸边不远之处,其团队也发现使用海浪、潮汐等能源做为运算能源的可能性,这有可能帮助创造不需外接电力,靠大海能源就能独立运作的数据中心。   此外,当数据中心离人们居住的环境愈近时,资料与资料传送的速度就能更快、减少延误状况发生。世界上相当多人口都居住离海边不远的地方,这个条件也可能让海底数据中心的概念,未来更加普及化。   现在,这个团队正在进行下一步阶段计划,打算放大规模,打造比现在大上 4 倍的容器,能提供 20 倍的运算能力;另外他们也在挑选一个新测试地点,打算引入大海的替代能源,希望这次一下水就能进行长达一年的测试。   (Source:YouTube)   (本文由 数码时代授权转载)      微信扫描二维码或者搜索微信公众号(TechNews科技新报)关注我们。   关键字: 发电, 微软, 数据中心, 网络   回响留下回响发布日期2016 年 02 月 03 日 07:57 分类Microsoft, 尖端科技, 网络分享相关的主题文章:

而是没有意识到未来大趋势的传统企业自己 希尔顿的巴黎一夜

Arts & Entertainment

"Want to see how to pay for the war Ma Yun and Deng Xiaoping ask the Yabuli tea" Ma Yun: many problems are resolved on the Ma Yun economic trends, pay the competition and want to find Deng Xiaoping Sina Lee from Yabuli tea are all waiting for Ma Yun’s speech. This is since February 19, 2016 Yabuli forum started, all the things to look forward to. In fact, when the opening ceremony of Ma Yun sitting in the guest seats, tell people to host and speakers are constantly through the way of greeting and spoilers: Ma Yun, a morning time in February 20th to comment. What does Ma Yun think about the current situation of China’s economy? How does Ma Yun look at confidence and the future? How did Ma Yun comment on Liu Qiangdong’s speech last night? For Alipay [micro-blog] professional blessing and with WeChat paid competition, Ma exactly what you think? Everyone is waiting for Ma to answer, Ma did not expect the expected. The economy is still optimistic about the Chinese "today is very cruel, very cruel tomorrow, the day after tomorrow is very beautiful, but most died in tomorrow night, can not see the sun the day after tomorrow." Ma Yun once again came out with his widely circulated golden sentence. Ma Yun said that the economic downturn has Chinese imperative, but from young people to show the current trend, the three major industries of future opportunities have emerged. Ma Yun further explained: "now young people have joined the service industry, consumer industry and science and technology enterprises, this is the trend, is the future economic development of the three mercedes." In the throes of transformation at present, Ma explained that the "three Benz" are consumer oriented market oriented industry, need to let the market do, rather than rely on the government to promote the "three carriages". To sum up, Ma said: "the timid but very careful today and tomorrow, for the future is full of confidence." Response to Liu Qiangdong: entrepreneurs should not do the easiest thing, on the evening of February 19th, in the opening speech, Liu Qiang said a thousand waves. The Jingdong CEO group published on the traditional retail business transformation of the electricity supplier, and that traditional enterprises should leave the electricity supplier dream, cut off the electricity supplier sector — after all always do well. However, Ma did not agree with Liu Qiangdong’s view. Cutting off a department or business is the easiest thing for entrepreneurs to do, says Ma Yun, but entrepreneurs can’t make the simplest decisions. Ma Yun believes that traditional retail enterprises are now facing the dilemma, not the electricity supplier is good, but the China retail industry for the customer experience cognition is too poor. But for a long time, electronic commerce has been a sales channel to treat, but in his eyes, e-commerce means a trend of ideological change. "Like the invention of electricity, but you are still by burning the coal oil the thinking of the use of electricity, must be washed away." Ma Ma, for example, also stressed that the traditional retail is not the Internet, but not aware of the future trend of traditional enterprises themselves. For the traditional enterprise electricity supplier transformation, Ma Liu Qiangdong direct cut electricity supplier business speech said: "do you believe this is the future?".

“想与邓小平喝茶”的马云如何看支付大战   马云亚布力问答全文:超多难题被其一一化解   马云谈经济趋势、支付竞争和想找邓小平喝茶   新浪科技 李根发自亚布力   所有人都在等着马云的演讲。   这是2016年2月19日亚布力论坛年会开始以来,所有人最期待的事情。实际上,当开幕式上马云坐在嘉宾席时,主持人和演讲嘉宾们就不断通过致意和剧透的方式,告诉人们:马云在2月20日有一上午时间来发表看法。   马云怎么看中国经济目前的状况?马云怎么去看待信心和未来?马云又怎样评价刘强东昨晚的演讲?对于支付宝[微博]的敬业福和与微信支付的竞争,马云自己究竟怎么想?   所有人都在等着马云解答,马云也没有令期待者们期望。   依然看好中国经济   “今天很残酷,明天很残酷,后天很美好,但是绝大多数死在明天晚上,见不到后天的太阳。”马云再次拿出了自己被广为流传的金句。   马云表示,中国的经济下滑已经势在必行,但从年轻人目前展现出的趋势来看,未来的三大行业的机会已经出现。   马云进一步解释说:“现在年轻人都加入服务业、消费行业和科技企业,这就是大趋势,是未来经济发展的三辆奔驰。”   对于目前的转型阵痛,马云自己解释称,这“三辆奔驰”都是消费导向型、市场导向型的行业,需要让市场来做,而不是像之前依靠政府来推动“三驾马车”一样。   总结起来,马云表示:“对今天明天如履薄冰胆小谨慎,但是对于未来充满信心。”   回应刘强东:企业家不应做最容易的事情   2月19日晚,在开幕式演讲中,刘强东一言激起千层浪。这位京东集团CEO发表了对传统零售企业电商化转型的看法,并认为传统企业应该告别电商梦,砍掉电商部门――毕竟始终做不好。   不过马云并不认同刘强东的看法。马云称,砍掉某个部门或业务是企业家最容易做的事情,但企业家不能做最简单的决策。   马云认为,传统零售企业现在面临的困境,不是电商太好,而是此前中国零售行业对于客户体验的认知太差。而且长久以来,电子商务只是被当做销售渠道来对待,但在马云眼里,电子商务意味着一个时代趋势的思想变革。   “像是电的发明,你却还在以烧煤烧油的思维来看电的使用,必然要被冲垮。”马云举例称,还强调打败传统零售的不是互联网,而是没有意识到未来大趋势的传统企业自己。   对于传统企业电商化转型,马云针对刘强东直接砍掉电商业务的言论表示:“你相不相信这是未来?如果认定这就是未来,那再痛也要改革。”   客户第一是普世价值 而不是股东第一   马云还再次强调了阿里巴巴[微博]对于客户至上的理解,认为阿里巴巴的创立和发展,始终在坚持“客户第一,员工第二,股东第三”。   自阿里巴巴上市以来,股价波动屡屡成为中美财经媒体头条。在阿里巴巴内部,被华尔街投资者低估的看法始终未停歇。而在外界,也一直有猜测:阿里巴巴会不是因为股价而做一些取悦华尔街投资者的事情?从而改变以往的发展思路。   但马云强调,阿里巴巴会一直奉行“客户第一,员工第二,股东第三”的原则,不会为资本市场妥协。   马云解释说:“客户满意了,员工才会创新,客户和员工满意了,股东才会满意。阿里巴巴坚定认为,客户是衣食父母,员工创造价值。而股东只是从数据上分析你自己。可以尊重听他们的,但是最后决定还是要自己来做。”   现场还有嘉宾质疑“客户第一”是不是普世价值,毕竟对于众多初创公司来说,资本和股东很大程度上决定了你的成败。   马云斩钉截铁回答称:客户第一是普世价值。   马云在解释中表示,20世纪,有钱就能买资源。21世纪,是要以人为中心去创造创新。二者的区别是把人当做机器和把机器当做人的区别。马云还表示:“我不会投资一家用钱买资源开始创业的公司。”   支付大战和BAT竞争   马云进一步解释了支付宝和微信之间的竞争,认为商场如战场,虽然不是你死我活。但现在是“敌对势力很强大,必须要防患于未然。”   马云还表示,支付宝想要做的不是微信一样的社交,而是“社区”。未来的互联网发展形态会归于社区当中,打造一个超级社区,是他本人感兴趣的,也是符合阿里巴巴商业探索的,更是超越微信的。   不过马云并不认为现在BAT的三家独大会让年轻人认为未来没有悬念。“十年前的雅虎和摩托罗拉[微博],我们会想过十年后是这样的状况吗?所以再过十年,阿里巴巴是否存在,BAT是否存在,都不好说。”马云告诉在座企业家。   马云也解释称,目前对于BAT看法的问题不在于觉得BAT垄断市场,而是看不到欧美、日本,有十几家BAT。马云还表示,中国习惯了让国有企业做大,但如果有十几个,甚至上百个BAT,中国的市场发展会更充分更健康。   想与邓小平喝茶   在现场提问中,马云被问到:“最想与哪位古今中外的名人一起喝茶?”   马云回答说:“如果是中国,最希望和邓小平一起喝茶。因为他为我们今天的改革建立了勇气,对于未来的探索,完全是那种’眼镜一闭,往前一蹬’的精神。”   最后,马云也谈到生死问题。认为对于阿里巴巴来说,生死的标准在于能不能持续实现在人才、组织、服务和组织方面的创新?而对于自己,则是阿里巴巴离开了马云,还能不能无差别地持续创新发展下去。马云提醒在座企业家:不要年老力衰再找接班人,要趁着年轻力壮精力充沛的时候去考虑接班人问题。   “这就是一个杭州人”马云说这就是他希望的墓志铭。   新浪声明:所有会议实录均为现场速记整理,未经演讲者审阅,新浪网登载此文出于传递更多信息之目的,并不意味着赞同其观点或证实其描述。相关的主题文章:

上交所公司监管部门共发出监管问询函、工作函等监管函件140余份 韩良 三国

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Shanghai this week to investigate 98 cases of unusual securities transactions on the exchange this week to investigate 98 cases of unusual securities transactions recently to focus on strengthening the work including more responsible for the annual report of the high transfer of information disclosure supervision, intensify supervision of the "shell" companies such as reporter Zhu Baochen – the Shanghai Stock exchange introduced in January 19th this week, to a total of 98 cases of unusual securities transactions for investigation. At the same time, the company recently submitted to the regulatory authorities focus on the five aspects of the work, including the increase in the annual report of the high transfer information disclosure supervision, intensify supervision of the "shell" companies. The person in charge, this year, in the information disclosure supervision, SSE company supervision department issued a letter of regulatory inquiries, letters and other regulatory letter more than 140 copies. On the listed companies or related entities of information disclosure violations, issued regulatory concerns, notification of criticism and public condemnation and other letters 28 copies. This week, the Shanghai stock exchange a total of 98 cases of unusual securities transactions involving securities for investigation, 88 times, 230 times, securities account securities company 56 times, a total of 108 copies issued a written warning letter, the implementation of intraday suspended account transaction 15 times (for investors), take a restricted account trading discipline 1 (for investors), and submitted to the Commission of 1 cases of suspected illegal clues. Talking about the recent five SSE corporate regulators focus on the person in charge, one is to increase the company’s self disclosure supervision comprehensive hot notice things. The subjects of Internet banking, virtual reality, UAV, graphene and other hot market announcement, strengthen the supervision, comprehensive measures, through the "multi dimension measure suspension cooling, supplementary disclosure, media reports, insider verification", the company independently released to public hot spots, "hood" grey space compression the concept of speculation. Two is to increase the annual report "high send" information disclosure supervision. Since the 2015 annual report disclosure, the Shanghai stock exchange requires listed companies in Shanghai Stock Exchange last year issued a strict implementation of the board to consider the high transfer announcement format guidelines, detailed disclosure of equity changes and changes in the board of directors and shareholders will vote, proposed to plan, combined with the company’s own business, "high send" compliance with the company’s current actual operating performance, whether to meet the company’s current business activities, whether it is conducive to the future development of the company, to make detailed disclosures. From the current situation, the company disclosed gaosongzhuan "announcement of the effectiveness and pertinence of the enhanced market than in previous years, blindly follow the trend of speculation high transfer concept changed. Three is to strengthen the supervision of the "shell type" companies. At the end of last year, some poor business performance, no real business of the company, proposed by the special accounting treatment adjusted annual results, obviously "shell", "performance" suspects. In this regard, the Shanghai stock exchange adopts the conventional means of supervision, while strengthening the supervision of accountants, and increase the supervision of improper accounting treatment. For example, through interviews with an auditor of two companies of the landscape and landscape culture, the on-site inquiry of the company’s compensation should be made

上交所本周调查98起证券异常交易行为   上交所本周调查98起证券异常交易行为   近期重点加强的工作包括加大对年报“高送转”信息披露监管力度、加大对“保壳类”公司的监管力度等   ■本报记者 朱宝琛   上交所相关负责人1月19日介绍,本周,上交所共对98起证券异常交易行为进行调查。同时,近期上交所公司监管部门重点加强了五方面工作,包括加大对年报“高送转”信息披露监管力度、加大对“保壳类”公司的监管力度等。   负责人介绍,今年以来,在信息披露自律监管方面,上交所公司监管部门共发出监管问询函、工作函等监管函件140余份。就上市公司或相关主体的信息披露违规行为,发出监管关注、通报批评和公开谴责等函件28份。   本周,上交所共对98起证券异常交易行为进行调查,涉及证券88只次、证券账户230个次、证券公司56家次,共出具书面警示函108份,实施盘中暂停账户交易15次(针对投资者),采取限制账户交易纪律处分1次(针对投资者), 并上报证监会1起涉嫌违法违规案件线索。   谈及近期上交所公司监管部门重点加强的五方面工作,负责人介绍,一是加大对公司自主披露热点公告的事中综合监管力度。对涉及互联网金融、虚拟现实、无人机、石墨烯等市场热点题材的公告,加强事中监管,综合施策,通过“停牌冷却、补充披露、媒体报道、内幕核查”的多维度举措,对公司自主发布的热点公告“刨根问底”,压缩了概念炒作的灰色空间。   二是加大对年报“高送转”信息披露监管力度。进入2015年年报披露期以来,上交所要求沪市上市公司严格执行上交所去年发布的董事会审议“高送转”公告格式指引,详细披露董事会表决意向、董事及提议股东的持股变动与增减持计划等,并结合公司自身业务,就“高送转”是否符合公司当期实际经营业绩情况、是否满足公司当前经营活动需要、是否有利于公司未来发展等,做出详细披露。从目前情况来看,公司披露“高送转”公告的有效性和针对性较往年增强,市场盲目跟风炒作“高送转”概念的情况有所改观。   三是加大对“保壳类”公司的监管力度。去年年底,有部分经营业绩差、无实质业务的公司,拟通过特别会计处理调整全年业绩,具有明显的“保壳”、“保业绩”嫌疑。对此,上交所在采用常规监管手段的同时,强化对会计师监管,加大对不当会计处理的事中监管力度。例如,通过约谈匹凸匹、山水文化两家公司的年审会计师,现场问询其对公司核销应付款事项的会计处理和意见,督促其勤勉尽责,取得了一定的效果。   四是加大了对股东违规减持股份的事后处罚。对五家上市公司的两名股东、四名董事、监事或高级管理人员违规减持股份、短线交易、窗口期买卖股票等行为,采取了公开谴责、通报批评等纪律处分。   五是加大了上市公司停复牌、股份上市等业务操作的风险防控力度。通过强化上市公司作为业务操作风险防控第一责任人的责任意识,要求公司切实采取有效措施,完善内部信息披露管理制度,防范业务操作“错单”和“漏单”,保证证券交易安全有序运行。 进入【新浪财经股吧】讨论相关的主题文章:

很大一部分原因就是那里的人们认为一个贵族的评判标准并非是财富的多少 阜阳师范学院专升本

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Look at the other kids tuition per year than you high – Sohu financing before the Hongkong lady Guo Jingjing was photographed driving a luxury car to send his two-year-old son Huo Zhongxi kindergarten. Guo Jingjing sent his son to kindergarten     the "crystal Gangwa" is the Henry Fok family’s fourth generation grandson, has been growing in the Hongkong media. Guo Jingjing had been photographed before, buy cheap street children’s clothes to wear, it is really surprising…… However, people can not do not want to spend what money, precious yet, "four rich generation" is what kind of kindergarten you made? Guo Jingjing bought clothes for his son [Baoshan kindergarten] – one of the top schools in Hongkong, known as "Harvard in kindergarten", which costs about 140 thousand Hong Kong dollars a year! Wouldn’t it be higher than your annual salary? Here are "Uncle" Li Zhaoji’s granddaughter, the daughter of Fu Mingxia, the daughter of Jacky Cheung. They can’t let the kids lose at the starting line. The big house the baby began to let you catch from kindergarten. MsC take you to see three kinds of high kindergarten in Shanghai. 1, the noble school from abroad is right, Shanghai already has Harrow School, Wellington public school this kind of authentic western noble school! They are not only top-notch, they are taught in pure English, but there are also many celebrity Alumni: Hello, there have been 7 British Prime ministers! However, the cost of nature is not affordable to the people, usually 20W yuan starting, Wellington public schools are currently only limited to recruit foreigners and Hong Kong, Macao and Taiwan children. Can’t see the mainland people, but what can you do with it?   2, the stars of the two generation of students, in fact, the local star children together school is not worse than others. Like Shanghai famous Song Qingling kindergarten, annual tuition of about 160 thousand, for parents of children born very demanding, not to spend money to open the door of the single. In addition to Lu Yi’s "Belle", Ma, Yao Ming, Wang Zhiwen, Ting Zhang? The children are studying here, it is no exaggeration to say that Song Qingling entered the kindergarten, is equivalent to half a foot already entered the society! Ma? With her eldest daughter, the daughter of Faye Wong, the recent hot Dou Jingtong and Li Yan on the Dulwich British international school is also in this category, it has branches in Beijing, Shanghai, also has a kindergarten program. The school entrance examination with Dweh even full English, worthy of the name gentleman socialite cradle. Look at this stark barrier! In some established European countries, it is generally believed that the rich nouveau riche do not belong to the upper class, and only the old money who has been accumulated for generations is the real nobility. A large part of the reason is that people there think that a noble judge is not the amount of wealth, but the accumulation and accumulation of the family to the members of their tolerance and knowledge.  : so MsC thinks, you don’t have to follow the stars. Hard to send children to these noble kindergarten, trying to break into a can not accept their own circle, the children’s character and mental health is not good. Not as good as one’s ability,! 看看别人家的小孩 学费比你年薪还高-搜狐理财  日前,香港贵妇郭晶晶被拍到开着豪车送两岁的儿子霍中曦上幼儿园。 郭晶晶送儿子上幼儿园     这位“晶刚娃”是霍英东家族的第四代长孙,一直在香港媒体的关注下成长。郭晶晶此前还被拍到,买街边的便宜童装给儿子穿,真叫人大跌眼镜……不过,人家可不是什么钱都不舍花,金贵着呢,“富四代”上的是什么样的幼儿园你造么? 郭晶晶路边给儿子买衣服   【宝山幼儿园】――香港数一数二的贵族学校,被誉为“幼儿园中的哈佛”,每年学费约14万港币!该不会比你年薪还高吧?在这里上学的还有“四叔”李兆基的孙女、伏明霞的女儿、张学友的女儿等等。   都说不能让孩子输在起跑线上。大宅门里的宝宝从幼儿园开始就让你望尘莫及了。MsC带你看看上海的三类高大上幼儿园。   1来自国外的贵族学校   没错,上海已经有哈罗公学、惠灵顿公学这种原汁原味的西洋贵族学校了!它们不仅设施一流、用纯种的英语教学,还有很多名流校友:哈罗就曾出过7位英国首相!不过花费自然也不是老百姓能承受得起的,一般都是20W人民币起步,惠灵顿公学目前还只限招收外籍人士及港澳台人士的子女。摆明了看不上内地人,可是你能拿它怎样?     2做星二代的同学   其实本土明星子女扎堆的学校也不比人家差。像沪上知名的宋庆龄幼儿园,每年学费16万左右,对于孩子父母的出身要求非常高,并非是单用钱就能砸开其大门的。除了陆毅家的“贝儿”,马伊?、姚明、王志文、张庭的孩子都在这里就读,毫不夸张得说,进了宋庆龄幼儿园,就相当于半只脚就已经踏入了上流社会了! 马伊?与大女儿   王菲的女儿、最近大热的窦靖童和李嫣上的德威英国国际学校也是这一类,它在北京、上海都有分校,也有幼儿园项目。这个德威学校连入学考试都用全英文,名副其实的绅士名媛摇篮。   看看这赤裸裸的壁垒!   在一些老牌的欧洲国家,人们普遍认为那些有钱的暴发户并不属于上层社会,只有经过几代人积累的old money才是真正的贵族。很大一部分原因就是那里的人们认为一个贵族的评判标准并非是财富的多少,而是在家族所沉淀积累下给其成员带来的气度和学识。     所以MsC觉得呢,大家不必非得跟风明星。硬把孩子送进这些贵族幼儿园,努力打入一个无法接纳自己的圈子,对小朋友的性格和心理健康不是什么好事。不如在自己的能力范围内,为孩子选一间适合的、性价比高的幼儿园。比如,上海本土高级私立学校。   3上海本土高级私立学校   MSC眼里,这类学校比以上2种就实惠多了。对于孩子原生家庭的出身没有许多苛刻的要求,但教学和设备也都不落人后,像尚德实验学校,不仅图书馆与大学接轨,还有60间钢琴房和900座的演播厅等高配!学费则是最低每年2W,亲民许多。   当然,这只是参考,其他选择还有很多。     HOW判断一家幼儿园是否适合自己的家庭?   MSC认为,首先要看师资力量和设施条件。   作为学校的一种,选择幼儿园首要的关注点自然还是其培养能力。第二点就是家校之间的联络。能够定期举办家长座谈会、举行一些诸如家长开放日之类校园活动的幼儿园不仅能够帮助家长们及时跟进孩子的成长,对于宝宝们的综合能力也是大有裨益。     你就认命吧,一个好的幼儿园并不一定是死贵死贵的, 品质有保证、适合自己家才最重要。   此外,父母是孩子的第一任老师。你的言传身教对孩子的气质有着深远影响。为孩子选好学校的同时,也要加强自身修养。   正所谓,家底不够,家教来凑!相关的主题文章:

全球各国还将继续争相贬值本国货币 沈阳建筑大学是几本

Clothing & Fashion

Hedge boost gold over 1130 global foreign exchange market is seen at the bottom of the long-term February 2nd — the international spot gold on Monday (February 1st) rise sharply again, in a series of global economic data weak, hedging demand pushed gold prices hit a 1 month high, was very close to $1130 an ounce level. On Tuesday (February 2nd), early morning trading in sub City, spot gold broke through the $1130 integer mark. China January official manufacturing PMI fell to nearly three and a half years low, non manufacturing PMI highs since last month, Chinese economic opening in the poor. While the government pushes the supply side reform to speed up production capacity, the manufacturing downturn has become the norm. French bank (Societe Generale) metals research director Robin Bhar said: "China disappointing economic data, manufacturing and non manufacturing industries are underperforming, showing the global market turmoil and uncertainty about global growth, which makes the price of gold broke through the 1115 resistance level to $1120 an ounce." U.S. economic data released in the day also showed poor performance. U.S. core PCE price index in December increased by 1.4%, unchanged from expectations, the U.S. ISM manufacturing index in January was 48.2, less than expected 48.5. Last week, the U.S. real GDP in the four quarter of the initial value of 0.7%, also less than expected 0.8%, showing that the U.S. economic activity slowed down. Fed vice president Fisher said on Monday that if the situation continues to tighten, it may portend a global slowdown, which will affect economic growth and inflation in the United states. And last month, Fisher was very hawkish. Royce Mendes, senior economist at CIBC Capital Markets, said: "Fisher’s speech showed an ambiguous attitude towards raising interest rates, and he was not sure whether the interest rate increase in March would be reasonable." Last year, the Fed is expected to raise interest rates is the biggest factor to suppress gold by, and this year, the global market turmoil, the Fed rate hike expectations affected, especially last week the Fed FOMC meeting not surprisingly given the dovish statement in March this year, the market will no doubt start raising interest rates, and this is a big good news for the gold market. Georgette Amro, an analyst at ABN Boele, said: "in the long run, we think the dollar will go up, and we expect to have three interest rates this year, but there are uncertainties, so the benefits of Holland." On Monday, crude oil prices weaken, U.S. crude oil futures plummeted more than 5%, the lowest reach $31.83 a barrel. Global stock markets are similarly down, continuing to provide hedge demand to support gold. CFTC data show that in the end of January 26th, when the week, Comex gold net multi head appreciation of 16803 hands, compared with the previous week 403 hands increased sharply, the highest level in nearly three months. As of February 1st, the world’s largest gold traded fund SPDR Gol theory

避险助推黄金上破1130 市场正见证长期底部   环球外汇2月2日讯–国际现货黄金周一(2月1日)再度大幅走高,在全球一系列经济数据疲软的情况下,避险需求推动金价触及1个月新高,一度非常接近1130美元 盎司的水平。周二(2月2日)亚市早盘,现货黄金一度突破1130美元整数关口。   中国1月官方制造业PMI降至近三年半低点,非制造业PMI亦自上月高点回落,中国经济开年不佳。而在政府力推供给侧改革加速去产能之际,制造业景气低迷恐成为常态。   法兴银行(Societe Generale)金属研究主管Robin Bhar表示:“中国的经济数据让人失望,制造业和非制造业都表现不佳,显现出了全球市场的混乱以及对全球增长的不确定性,这使得金价突破了1115至1120美元 盎司的阻力水平。”   日内公布的美国经济数据也表现不佳。美国12月核心PCE物价指数同比增1.4%,与预期持平,美国1月ISM制造业指数48.2,不及预期的48.5。上周公布的美国四季度实际GDP环比初值0.7%,也不及预期0.8%,显示美国经济活动有所放缓。   美联储副主席费舍尔周一表示,如果事态的发展导致金融状况持续收紧,可能预示着全球经济放缓,进而影响美国经济增长和通胀。而就在上个月,费舍尔态度还非常鹰派。   加拿大帝国商业银行资本市场(CIBC Capital Markets)的高级经济学家Royce Mendes表示:“费希尔的发言显现出对升息的暧昧态度,他表示不确定3月加息是否合理。”   去年,美联储加息预期是黄金受到的最大打压因素,而今年以来,所在全球市场的震荡,美联储加息预期受到影响,尤其上周美联储FOMC会议不出意料的给出鸽派声明,使得市场对今年3月就能否开始加息有所怀疑,而这对黄金市场是一大利好。   荷兰银行(ABN Amro)分析师Georgette Boele表示:“长期而言,我们认为美元会走高,并且预计今年有三次加息,但这都有不确定性,因此黄金获益。”   原油价格在周一走弱,美国原油期货急跌逾5%,最低触及31.83美元 桶。全球股市也同样下行,继续提供避险需求支撑黄金。   CFTC数据显示,在1月26日结束当周,Comex期金的净多头头寸增值16803手,较此前一周403手大幅增加,创近三个月以来最高水平。截至2月1日,全球最大的黄金上市交易基金SPDR Gold Trust的黄金持仓量较前一个交易日大幅增加12.2吨,为681.43吨,再次刷新三个月新高。   Kitco高级技术分析师Jim认为,持续的避险需求是今年以来黄金市场获得推动的主因。一些资金从股市中离场,因为寻求避险而转入黄金市场。黄金下一阻力在1150水平。   市场或正见证黄金长期底部   花旗研究机构(Citi Research)称,黄金和股市之间的关系在避险需求多的情况下都会最为紧密的。今年年初以来,全球股市疲软,推动避险需求,使得黄金市场获得支撑走高。   花旗表示:“在风险需求时,其相关性接近0,而在避险需求大增时,黄金和股市的相关性在-0.15左右,表明了两者之间的逆相关关系。”   花旗认为,避险需求下,黄金ETF的持有量也和其有相关性。“在避险需求多的情况下,黄金ETF持仓平均每个月的变化在30吨,而风险需求的情况下,则只有2吨。”   1月全球黄金ETF大幅流入了51吨,是一年以来最大的增持量。在强劲的1月后,2月第一个交易日黄金市场继续走高,周一(2月1日)金价触及了3个月新高。今年以来,黄金市场已经收获了差不多6%的涨幅。   Kitco高级技术分析师Jim Wyckoff认为,持续的避险需求的技术性买盘是今年以来黄金市场获得推动的主因。Wyckoff表示:“一些资金从股市中离场,因为寻求避险而转入黄金市场。”   此外,Wyckoff认为,从技术面而言,尽管空头依然占据总体优势,但金价已经持续6周在震荡上行中,动能在多头这一边。Wyckoff表示,黄金市场接下去的阻力水平在1150美元 盎司。   Altavest的负责人及联合创始人Michael Armbruster指出,“金价的强劲上涨是因为投资者从正在‘印钱’的全球各大央行转向安全避风港资产。日本的负利率政策以及市场有关人民币将进一步贬值的预期意味着,全球各国还将继续争相贬值本国货币。”   Michael Armbruster还指出,“对任何对于某种货币走软有着风险敞口的投资者来说,黄金都是一种天然的安全避风港。除了近期的强劲表现以外,我们可能还已经见证了金价的一个重要的长期底部。”   金属经纪公司Kitco Metals的高级市场分析师Jim Wyckoff称,“从技术面来看,4月份交割的黄金期货价格在过去六个月时间里都呈现出起伏的上涨趋势,而最近以来的价格运动表明,市场底部已经到来。看多人士的下一个近期价格突破目标是金价报收于每盎司1150.00美元上方,这是一个坚实的技术阻力位。”   BullionVault的研究主管Adrian Ash指出,“今年截至目前为止黄金价格的上涨走势是从非常低的基数开始的。资产管理经理对黄金市场的情绪跟新年到来以前一样糟糕。其他资产的表现将是至关重要的一件事情,因为对于黄金市场来说,来自资产管理经理的资金流入才是最重要的。股市的下跌倾向于给黄金价格带来基本的支撑。”   环球外汇行情中心显示,北京时间8:50,现货黄金报1128.90美元 盎司。 进入【新浪财经股吧】讨论相关的主题文章:

对于一个橱柜来说 西南科技大学是几本

Arts & Entertainment

You don’t know the real Jobs the sina finance opinion leader (WeChat public kopleader) agency column and the island are Steamed Buns excerpts from "Jobs" author Brent Shi LAN Derek Jo Busby tetzeli we read in any other articles in the image are more complex, more human, more sentimental and even smarter. Jobs’s life is inspiring, but also full of contradictions of human nature. Jobs waved to the audience at the iPad2 conference held in March 2, 2011. This is the last release of Jobs, who left the world in 7 months. "Apples are like a burning house."." In 1996, Fred Anderson at Apple headquarters, as the chief financial officer took office, he found that the Apple Corp is a mess, the first quarter loss of nearly $750 million, the product line disorderly expansion of the sharp decline in sales, such as inventory, even worse is that Apple seems to have lost the extraordinary charm of the past 20 years. In the past three years, Apple board of directors has laid off two CEO, while CEO has hired a bankruptcy consultant and is considering bankruptcy filing. They need a CEO to turn the tide, they called the apple has been banished for 10 years Jobs. The summer of 2005, Apple Corp started to recover, Jobs also once again to fame, he is no longer a wunderkind and a rapid decline of genius, but the return of the king. Jobs began to forget the gods, mass great idealist youth committed mix, all the shortcomings exposed in the failure of APPLE III and Lisa computer project, with numerous partners expelled close cooperation relations and fall apart founded the company for ten years. Idealism supported by smart tools and great ideas, Jobs is an outstanding performer in all circumstances. He has excellent improvisational thinking and speech ability, and always can seize every opportunity to promote the company. He is also the focus of media reports with pictures, typesetting and layout, because he believes that good visual effects contribute to the transmission of information. "His lines are carefully designed, but on the stage, the audience feels improvised……" Bill Gates, who participated in several Apple conferences, commented on Jobs’s performance. Jobs’s every speech has been carefully choreographed, 2010 iPad conference is even more so. The comfort of the stage highlights the simplicity of the iPad operation, but Jobs’s speech on the sofa also shows that he is in poor health.   the rehearsal before the product conference is always tense. The day before the February 2001 Tokyo Macintosh show, Jobs and marketing director Phil Schiller are waiting for a technical problem to be solved. The day before the 2001 Tokyo Macintosh show, Jobs was reviewing his speech alone. Jobs completely subverted the introduction of new products. "He’s like the reincarnation of the circus owner." 你们根本就不了解真正的乔布斯   文 新浪财经意见领袖(微信公众号kopleader)机构专栏 正和岛 馒头摘编自《成为乔布斯》 作者 布伦特?施兰德 里克?特策利   乔布斯比我们在其他任何文章里读到的形象都更复杂、更有人性、更多愁善感,甚至更聪明。乔布斯的生命既鼓舞人心,却也充满了人性的矛盾。   乔布斯在2011年3月2日举行的iPad2发布会上向观众挥手。这是乔布斯出席的最后一次发布会,他于7个月后离开人世。   “苹果就像一座正在燃烧的房子。”   1996年,费雷德?安德森出现在苹果总部,作为首席财务官正式走马上任,他发现苹果公司 真是一团糟,第一季度亏损近7.5亿美元,产品线无序膨胀,销量急剧下降,存货如山,更糟糕的是苹果似乎失去了过去20年所拥有的非凡魔力。在此前的三 年,苹果董事会相继解雇了两任CEO,而在任的CEO已经聘请了破产顾问,正在考虑申请破产。   他们急需一位能够力挽狂澜的CEO,他们请来了已经被苹果放逐了10年的乔布斯。   2005年夏天,苹果公司开始复苏,乔布斯也随之再次声名鹊起,他不再是少年得志又迅速没落的天才,而是归来的王者。乔布斯封神,大众开始选择遗忘这个 伟大的理想主义者年轻时犯过的混,在失败的APPLE Ⅲ和丽萨电脑项目上暴露的所有缺点,与无数合作者亲密合作关系的分崩离析和被一手创立的公司长达十年的驱逐。   由灵巧工具和伟大想法所支撑的理想主义   无论在什么环境下,乔布斯都是一位杰出的表演家,他拥有出众的即兴思考和演讲能力,总是能抓住每一次机会推销公司。他还十分关注媒体报道的配图、排版和布局,因为他认为良好的视觉效果有助于传递信息。   “他的台词其实都是经过精心设计的,但在台上却让观众觉得是即兴发挥……”参加过几次苹果发布会的比尔?盖茨如此评价乔布斯的表现。   乔布斯的每一次演讲都经过了精心的编排,2010年iPad发布会更是如此。舞台上舒适的布置突出了iPad操作简便的特点,然而,乔布斯坐在沙发上演讲也说明了他的身体状况并不好。   产品发布会前的排练总是气氛紧张。2001年2月,东京麦金塔展会举办的前一天,乔布斯和营销负责人菲尔?席勒正在等待一个技术问题的解决。 在2001年东京麦金塔展会举办的前一天,乔布斯正独自复习演讲稿。   乔布斯彻底颠覆了对新产品的介绍方式。“他就如同是马戏团老板转世,” 李?克劳(Lee Clow)是乔布斯的长期广告营销合作伙伴,“他渴望给观众带去惊喜,他非常享受把罩在新产品上的黑天鹅绒布扯下来的那一瞬间,他热爱娱乐表演,热爱市场 营销,热爱沟通交流。” 上台前,乔布斯会和营销以及公关团队一遍又一遍地排练,精益求精。   乔布斯去世的一周前,埃迪?库埃在苹果公司举办的一次活动中发布了iPhone 4S。“我之所以喜欢给史蒂夫工作,”库埃说,“是因为我们可以一次又一次完成看似无法完成的事。”   对于乔布斯的职业生涯,大家最感兴趣的一个问题是:如果乔布斯如传言中前后矛盾、鲁莽冲动、固执己见、不顾他人感受,并被赶出了自己一手建立的公司,他又如何最终成为一位受人敬仰的CEO,如何让苹果公司起死回生,如何打造出那么多决定了大众文化走向的产品?   比尔?盖茨认为乔布斯是非常独特的管理案例,借鉴作用有限。盖茨半开玩笑地说道,“很多想模仿乔布斯的人只学会了他混蛋的那一面,却学不会他作为天才的那一面。”   乔布斯非常善于说服别人去追求只有他才能看到的目标,然后与别人通力合作,鞭策别人达成这个目标。乔布斯在硬件和软件上不是个天才,但他是天才的成就者。这一点在苹果刚刚起步的时候发挥了巨大作用。   20世纪70年代,当时的电脑产业与个人完全不搭边,市面上主要是昂贵又难伺候的大型机,电脑公司更像是固定设备生产商,潜在客户只有几百家。   1979年的史蒂夫?乔布斯和史蒂夫?沃兹尼亚克,两人在4年前创建了苹果公司,如今公司正以疯狂的速度发展,然而两人之间关系最密切的日子已经一去不复返了。   美国《大众电子》杂志 1975 年 1 月刊的封面报道写的是牛郎星8800(Altair 8800)微型计算机,跟立体声音响差不多大,这个笨重的家伙其实没什么功能,但却证实了一点:个人可以拥有一台属于自己的电脑。“牛郎星”激发了与乔布 斯共同创建苹果公司的技术天才史蒂夫?沃兹作为一名极客的斗志,他重新设计了微机电路板,编程与操作都比“牛郎星” 方便得多。   沃兹打心眼儿里希望自己的雇主惠普公司愿意把他的设计变成产品并推向市场。这时候,史蒂夫?乔布斯介入了,他的投机取巧与说服能力已经初露端倪。 他认为沃兹不需要再给惠普打工,他俩应该成立一家属于他们自己的公司。   沃兹还在不断完善他的设计,每隔几周,他们都会把最新的成果带到一个计算机俱乐部的聚会上,乔布斯说服沃兹把俱 乐部的成员变成他们的潜在客户,向他们兜售原理图,甚至可以卖印制电路板 (Printed Circuit Board)。这可能算不上什么大买卖,但对于这两位深信微机能改变世界的年轻人来 说,这笔买卖意义非凡。“我们认为微机会对美国的家家户户都产生影响。”   乔布斯决定把新公司命名为 Apple(苹果),这的确是个好名字,“乔布斯要带给普通人他们闻所未闻的技术,而且他们并没有意识到自己需要这种技术。这种技术应该是平易近人、讨人 喜欢的。”极客们绝对想不到用苹果这 个词,他们想出来的都是类似于华硕(Asus)、康柏(Compaq)、IBM这样并不朗朗上口的名字。   乔布斯的传记记者布伦特?施兰德问乔布斯是不是很享受创建公司的过程,“不享受。”他答道,“对我来说,创建公司唯一的目的就是为了打造产品,创建公司只不过是手段,只有建起一家强大的公司,招揽优秀的人才,营造合适的企业文化,才有可能打造出伟大的产品。”   “公司是人类最神奇的发明之一,公司的架构非常强大。但即便如此,我创建公司的目的只是为了产品,而不是为了钱,我想和真正有意思、有智慧、有创造力的人才共同合作打造产品。”   “由灵巧工具和伟大想法所支撑的理想主义”,这句话是苹果公司的真实写照。   乔布斯还有着与生俱来的超乎常人的审美。相信自己是特别的,并且把事情做到完美,这是他从小接受的教育,乔布斯的养父保罗?乔布斯很喜欢各种手工艺,也 喜欢捣鼓各种器械,他教会儿子要沉下心关注细节。乔布斯接受采访时曾说 ,“在我五六岁的时候,他把工作台隔出一小块,对我说:‘这是你的工作台。’他还给我一些小工具, 教我如何用锤子和锯子,教我如何做东西。”乔布斯始终记得父亲的告诫:对于一个橱柜来说,别人看不到的底面与表面的抛光一样重要;对于一辆雪佛兰汽车来 说, 别人看不到的刹车片和汽车的油漆一样重要。他把自己在数字电子领域卓越的审美能力都归功 于父亲的培养,尽管保罗?乔布斯可能永远都无法理解数字电子产品。   离开苹果是我最成功的一件事   1985年秋天 ,乔布斯离开苹果创立NeXT,而后买下卢卡斯影业制图小组改名皮克斯,借助《锡铁小兵》东山再起。虽然十年后乔布斯上演了商业史上最壮丽的王者归来,带 领苹果打造了一系 列让人眼前一亮的划时代产品,也使这家行将就木的电脑生产商摇身一变,但乔布斯仍然称离开苹果是他最成功的一件事。   从 苹果灰溜溜地离开后,乔布斯创建的NeXT 并没有多大起色,他只是靠着几类所谓的 里程碑来维持自己的声誉。   但这些自吹自擂并不能为公司的发展带来实质的帮助,人们的关注点也逐 渐从他过去的辉煌转向了目前的失败。他的职业生涯正面临着史无前例的危机,他不能再冒险关掉后来买下的皮克斯。   皮克斯的团队成员背景各异却都才华横溢,他们受到的关注和管束很少。在皮克斯,乔布斯不是创始人,即使作为新老板,也无法让公司反映出他的意志。   “他很聪明,上帝啊,实在是太聪明了!”卡特穆尔说,“向他汇报工作没法做万全的准备,因为他太聪明了。”乔布斯天生就擅长处理大企业的对外公共事务。 “与大人物在一起时,史蒂夫总能够如鱼得水,共同商讨、解决重大问题,他知道怎么跟有权有势的人物打交道。” 他的弱点就是粗鲁无礼。“他不知道怎么跟无权无势的普通人打交道。人们走进房间的时候,”卡特穆尔回忆道,“史蒂夫会迅速判断那人是不是笨蛋,不是在心里 默默判断,而是会说一些粗暴离谱儿的话。一旦断定那人是笨蛋,他会毫不掩饰地表现出蔑视之情。”   乔布斯决定让公司进军医疗市场,但因图 像电脑的售价过高而失败,皮克斯还销售过一款专业的渲染软件,《侏罗纪公园》里恐龙的皮肤和大尖牙就是这款软件做的,尽管软件广受好评,但也无法让公司自 给自足。皮克斯似乎没有存在下去的必要,这家公司和NeXT吸走了乔布斯的大部分财富。但乔布斯选择坚持下去。对乔布斯帮助最大的导师卡特穆尔回忆道, “他想要证明的东西太多了,皮克斯只是他的另一个赌注,只不过这个 赌注太棘手了,让他无暇再去寻找别的赌注。”   后来皮克斯借助一个动 画短片受到了人们的欢迎,并最终靠《锡铁小兵》获得奥斯卡最佳动画短片奖,皮克斯大获成功。这段无心插柳的经历让乔布斯对于消费技术行业有了深入了解,比 他在苹果和NeXT 学到的更多。在皮克斯,他逐渐巩固了 自身的两大优势:一是在逆境中奋起反击,二是将一项创新挖掘到极致从而成 为行业领袖。也就是说,被逼入绝境时他学会了如何保持冷静,在顺境中他学会了如何飞奔前进。也是在皮克斯,他慢慢领会到,最好的管理技能就是放手,给予手 下的优秀人才足够的空间,尽管这与他的天性是相违背的。   离开苹果的那些年,史蒂夫?乔布斯学会了如何发挥自身的优势、控制自身的弱点。   然而,关于乔布斯的那些传说中,都没有描绘这一点。在大众的印象里,他就是一位独裁的暴君,拥有把产品点石成金的魔力,同时又是个十足的混蛋,没有朋 友,缺乏耐心,也不遵守道德底线。他出生时就是天才与混蛋的结合体,终其一生都是如此。如果是这样,1997 年重掌苹果后,他绝不可能扭转乾坤,绝不可能带领这家庞大、复杂的公司慢慢变革,最终走向辉煌。   拯救苹果   1996年的苹果的确问题多多,而且越来越严重。前CEO约翰?斯卡利的“市场驱动”战略没有带来任何技术上的突破,虽然改良版的麦金塔为公司带来了部分收入,但苹果在个人电脑市场所占的份额却在逐步被 Windows 侵蚀。   乔布斯在安全地带默默观察着苹果的没落,暗暗担心这家他一手创立的著名公司真的会因为经营不善而倒闭。尽管已经被放逐了10 年,但他依然对苹果和苹果员工有着无法割舍的 强烈感情。乔布斯之所以一直保留一股苹果股票,就是不想完全割断与苹果 的联系,只要还有一股股票,他就能收到公司发给股东的资料,如果愿意的话 还能参加每年的股东大会。   1996年12 月,苹果斥资4.29 亿美元(包括现金和股票)买下了NeXT,苹果的大部分股票都给了乔布斯,乔布斯同意成为时任苹果CEO阿梅里奥的特别顾问。第二年。乔布斯在没有通知苹 果任何一位 员工的情况下,抛掉了出售NeXT 所获得的所有苹果股票,只留了一股。这次抛售无疑对公司投了不信任票,阿梅里奥觉得自己背后被捅了一刀,事实也的确如此,阿梅里奥随后被通知解雇。接着, 董事长给乔布斯打电话,问他是否愿意回来当 CEO。   唯一能让苹果东山再起的人只有乔布斯,因为他理解苹果的灵魂。比尔?盖茨回忆 道,“NeXT作为硬件公司已经不复存在,作为软件公司同样前途堪忧。苹果的董事会居然决定把大权交给乔布斯,他们心里可能在想,‘拯救公司的正常途径都 不起作用,怎么办呢?天啊,我们到底在做什么?史蒂夫是我们唯一的希望了,就这么着吧!’”   乔布斯采取的第一个行动是在阿梅里奥离职消 息被公布的当天,让董事会将员工股票期权的行权价格下调到13.81美元。因为苹果的股价下跌太多,远远低于原本的行权价格,员工手里的期权根本没有任何 价值。一夜之间,8000位在裁员中生存下来的员工又燃起了希望,未来有可能依靠期权来获取财富。   乔布斯采取的第二项行动是说服董事长 伍拉德,让伍拉德允许他更换几乎所有董事会成员,正是这些董事会成员赶走了阿梅里奥,让乔布斯担任要职,乔布斯对此却毫不感激。乔布斯认为苹果之所以会失 败,董事会和阿梅里奥一样难辞其咎。他需要一个新的董事会,能够支持他对苹果进行真正的变革。   乔布斯参与了新产品的规划和下一轮架构调 整。乔布斯的目标是只提供4种基本产品,依靠这4种产品盈利:两种不同型号的台式机,一种为普通人设计,一种为专业人士设计;两种不同型号的笔记本,同样 为那两类人。苹果只有4种产品、4 条产品线,不再需要多余的设计、生产或销售团队去引诱客户购买他们根本不需要的附加功能。苹果的工程师和设计师得以全身心地投入到4种产品的软硬件研发中 去。苹果的四象限战略让公司又回到了最初的样子:推出前沿产品,服务高端个人和专业市场。   清理存货的行动也在同时展开。蒂姆?库克 (TimCook)1998年3 月被苹果挖了过来,担任苹果的首席运营官,虽然库克说话时语气温和、不紧不慢,但却是苹果最强硬的高管。库克到任后的9个月里,卖不掉的麦金塔库存价值从 4亿美元降到了7800万美元。库克采取的行动是最极端的一个案例:1998年年初,成千上万台积压的麦金塔被铲平后进了垃圾场。   1900名员工被裁员,乔布斯说当上父亲后,裁员时会感到自己于心不忍。“我还是会裁员,”他说,“因为作为CEO不得不这么做。但当我看着那些被裁掉的 员工时,仿佛看到了他们5岁时候的样子,就像我自己的孩子。我还会想象自己回到家,告诉妻子和孩子自己被炒鱿鱼了是什么样的场景。甚至会想到我的孩子在 20年后也可能面临同样的被裁命运。以前裁员时不会联想到自己。”   他在变得越来越多愁善感的同时,也变得越来越专注。在乔布斯推动裁员的过程中,安德森发现了这位临时CEO与几位前任的不同点:乔布斯始终把公司的需求放在第一位,无论要付出什么代价。有时他的举动甚至看上去非常残忍。   “我们的任务就是拯救苹果,我们刚来的时候,苹果已经奄奄一息了,我们要拯救苹果,因为苹果还值得救,就是那么简单。”   告诉他们我就是个混蛋 2003年,乔布斯在位于帕洛阿尔托的家庭办公室里   2008年,商业记者布伦特?施兰德一直在努力促成乔布斯、安迪?葛洛夫、比尔?盖茨、迈克尔?戴尔的联合采访,因为乔布斯要来,其它三个人都答应接受 这次采访,就在约定的采访时间前一个星期,因为身体原因必须去接受治疗,乔布斯告诉施兰德不能参加访谈了,施兰德问如何给其他三位受访者解释,乔布斯苦笑 着说,“告诉他们我就是一个混蛋,也许他们心里就是这么想的,你就帮他们说出心声吧。”   每一句陈词滥调都是有事实依据的。乔布斯是天才与混蛋的结合体,这句陈词滥调主要基于他在苹果的第一个9 年里表现出来的行为。那段时间,他的成就光芒万丈,他的某些行为却粗鄙不堪;他十分享受在聚光灯下的感觉,行为却常常失控;他有大批粉丝,却也树敌众多。    乔布斯努力尝试修复与丽萨的关系。丽萨是乔布斯与前女友的孩子,刚开始他拒绝承认这个女儿。图片摄于1994年,乔布斯为丽萨吹口琴,劳伦在旁边看着。   和大部分20 多岁的年轻人一样,乔布斯的私生活比较混乱,更何况他是那种为了创业可以不睡觉、不社交,甚至不要家庭的年轻人。1978年,他的私生活失控了,因为他拒 不承认自己的孩子,女儿丽萨出生三天后,乔布斯飞往俄勒冈州 与她和孩子的母亲团聚。但之后的几个月,他却拒不承认自己是丽萨的父亲,也拒绝支付抚养费。乔布斯真正接受丽萨是很多年以后的事了,后来他一直对自己当初 的行为深感懊悔。他知道自己犯了个大错。   乔布斯去世后,关于他的报道铺天盖地,大部分只是在重复关于乔布斯的那些传说和成见。这些传说和成见从80年代起就开始流传。当时,乔布斯沉浸于媒体的追捧中,对于媒体并不设防,那段时间也是他生活最为散漫、放纵的一段日子,媒体在把他描绘成天才的同时,也免不了揭露他的卑劣以及对同事和朋友的漠不关心。   后来他开始对媒体设防,只在需要宣传产品时才与媒体合作,因此这些早期的报道就成了大众获知他个性和思维方式的唯一来源。这也许也解释了为什么在他去世后,关于他的报道展现的几乎都是一些成见:乔布斯是一位天才,在设计方面天赋过人,讲故事的能力超凡脱俗,可 以产生“扭曲现实”的魔力;他就是个自以为是的混蛋,一味地追求完美,完全不顾他人的感受;他觉得自己比任何人都聪明,从来听不进任何建议,而且从出生伊 始,就是天才与混蛋的结合体。   这些成见没有一个是正确的。   柯林斯曾研究过成功的公司和商业领袖的特点,他在乔布斯的非常规商业经历中看到了独特之处。“我曾经叫他商界贝多芬”,“当然我指得他年轻的时候。你可以把22岁的乔布斯看成拥有众多帮手的天才,但后来就不同 了,他的故事不是成功的故事,而是成长的故事。他从一位杰出的艺术家成长为杰出的企业管理者”。   在苹果的第一个10年和在NeXT的失败经历似乎注定了乔布斯无缘成为伟大的商业领袖,然而到了2005年夏天,乔布斯却成为不折不扣的商业领袖,如果没有他,苹果早就从公众的视野中消失了。   “人们一直对乔布斯最初10年的经历津津乐道,”柯林斯说道,“因为一个男人慢慢成长为商业领袖的故事并不是很有意思,人们对于乔布斯如何学习管理现金流、选择合适的人才、磨掉自己的棱角并不感兴趣。更重要的是你的野心是什么?你能否能够不断成长,从失败和挫折中重新站起来?是否能够为宏伟目标一往无 前?是否能够将自己的智慧、能量、天赋、才华与想法外化为推动事业发展的力量?这才是伟大领袖的特质”   从NeXT的苦苦挣扎,到皮克斯的改头换面,再到苹果的扭亏为盈。乔布斯花了很多年才感受到一切正变得“越来越好”。他的人际关系也是如此,无论是与劳伦的夫妻之情,与高管团队的同事之情,还是与第一个女儿丽萨的父女之情。乔布斯曾经经历的挣扎对苹果公司来说至关重要。   乔布斯比我们在其他任何文章里读到的形象都更复杂、更有人性、更多愁善感,甚至更聪明。乔布斯的生命既鼓舞人心,却也充满了人性的矛盾。 《成为乔布斯》   (本文摘编自布伦特?施兰德 里克?特策利《成为乔布斯》,中文版由中信出版集团出版。《经济学人》评价:关于乔布斯,本书是市面上能找到的最好的一本。)   (本文作者介绍:正和岛是全球第一个通过互联网把现实世界的巨人们聚集在一起的社交平台,致力于打造一个自上而下、从虚拟到现实的诚信体系。)相关的主题文章:

2016年 宜宾学院语言文字网

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2015 provinces economic aggregate ranked without involvement of heavy industry in Northeast 2015 provinces economic aggregate ranked overall decline without involvement of heavy industry in Northeast China   the overall decline in 2015, Jilin and Heilongjiang to Liaoning, the nominal GDP growth rate were -0.29%, 3.41% and 0.26%, as "hard landing". They are also accompanied by Shanxi, Xinjiang and Gansu, with nominal GDP growth rates of 0.32%, 0.55%, and -0.66%. In twenty-first Century, Xiao Ming, a macro research institute, was shocked by the "wave" of economic transformation in 31 provinces, municipalities and autonomous regions, some of them were rising, some were declining, and others were still thriving. In twenty-first Century the Institute of macro economic data aggregated across after the discovery, in 2015, there are about 13 areas of economic aggregate ranking changes. Among them, half the area change in the top ten ranking. What is worth mentioning is that the three northeastern provinces collectively slip down. Liaoning Province, in particular, dropped from the seventh largest economy in 2014 to the tenth place in 2015. In 1978, the total economic output of Liaoning was 22 billion 920 million yuan, ranking third in the whole country. At the same time, Sichuan province surpassed eighth provinces of Hebei and Liaoning in 2015, becoming the sixth largest province in economy from 2014. The story is not finished yet. Looking forward to 2016, the regional economic aggregate ranking will be further changed. Hubei province and Hunan province are expected to exceed Hebei province in 2016 and become the seventh and eighth largest provinces. In 2017, the total economic output of Liaoning was surpassed by Fujian, and the status of the top ten economic provinces in the country was not guaranteed. Everything happens for a reason. Let us a glimpse of the total economy to reel silk from cocoon, the mystery of regional variation. Sichuan’s rise looked back in 1978, when Sichuan’s economic aggregate ranked sixth in the country, second only to Shanghai, Jiangsu, Liaoning, Shandong and Guangdong. Since then, Sichuan’s economy has gradually exceeded Hebei, Henan and Zhejiang. From 1995 to 2005, the total economic output of Sichuan ranked the ninth place in the country. In 2014, the total economic output of Sichuan ranked eighth in the country. In 2015, the total economic output of Sichuan returned to the sixth place in the country. 37 years of reincarnation. Behind the decline and rise in Sichuan’s total economic output, the slowdown in economic growth in Hebei and Liaoning, the top two provinces in the world, slowed down. In Sichuan, Hubei and Hunan are among the top ten provinces with the largest increase in their total economic output. In 2015, the total economic output of Hubei and Hunan was 2 trillion and 955 billion 19 million yuan and 2 trillion and 904 billion 720 million yuan respectively, which increased by 8.9% and 8.6% compared with the previous year, and the nominal growth rate was 7.9% and 7.4% respectively. Two provinces in 2015 the total economic output has exceeded Liaoning, and the total economic output of Hebei 2 trillion and 980 billion 610 million yuan, the gap is about 20000000000, about 70000000000. Not only Hebei and Liaoning, but also the whole three northeastern provinces, there are obvious signs of decline. In 2015, the economic growth of Heilongjiang and Jilin ranked in the national level 2015各省经济总量排名大挪移 受累重工业东北三省整体下滑   2015各省经济总量排名大挪移 受累重工业  东北三省整体下滑   导读   2015年,黑龙江、吉林和辽宁的名义GDP增长率分别为-0.29%、3.41%和0.26%,已近乎“硬着陆”。和他们“相伴”的还有山西、新疆、甘肃,名义GDP增长率为0.32%、0.55%、-0.66%。   21世纪宏观研究院 肖明   受到经济转型“巨浪”冲击的全国31个省、市、自治区,有的在崛起,有的在衰落,有的仍然一枝独秀。   21世纪宏观研究院汇总各地经济数据后发现,2015年,全国有约13个地区的经济总量位次出现变动。其中,前十名中有一半地区位次改变。   值得一提的是,东北三省集体滑落。尤其是辽宁省,从2014年经济第七大省,滑落至2015年的排名第十位。而在1978年,辽宁省的经济总量为229.2亿元,位列全国第三。   与此同时,四川省从2014年的全国第八经济大省,2015年一举超越河北和辽宁,成为第六经济大省。   故事还没有讲完。展望2016年,各地区经济总量的排名将进一步变化。湖北省、湖南省有望在2016年超过河北省,成为第七、第八经济大省。而辽宁省经济总量在2017年或被福建超过,全国前十经济大省地位不保。   凡事皆有缘由。让我们抽茧剥丝,一窥各地区经济总量变化的奥秘。   四川的崛起   回望1978年,彼时四川省经济总量位列全国第六位,仅次于上海、江苏、辽宁、山东和广东。   此后,四川经济逐渐被河北、河南、浙江超过。1995年到2005年,四川省经济总量位列全国第九位。2014年,四川经济总量位列全国第八。2015年,四川经济总量再度回到全国第六位。   37年一轮回。在四川经济总量排名下降和上升的背后,是此前排名前列的河北、辽宁两省的经济增速放缓。   和四川省同时出现经济总量排名提升的前十经济大省中,还有湖北和湖南。2015年湖北、湖南经济总量分别为29550.19亿元、29047.2亿元,比上一年实际增长了8.9%、8.6%,名义增长了7.9%、7.4%。两省2015 年经济总量已经超过了辽宁, 与河北经济总量29806.1亿元,差距分别有200多亿、700多亿。   不仅仅是河北和辽宁,整个东北三省,都出现了明显的下滑迹象。2015年,黑龙江、吉林经济总量的增速排名全国倒数。2015年,黑龙江、吉林和辽宁的名义GDP增长率分别为-0.29%、3.41%和0.26%,已近乎“硬着陆”。和他们“相伴”的还有山西、新疆、甘肃,名义GDP增长率为0.32%、0.55%、-0.66%。   同时,从2015年的数据看,中国区域经济出现了强者越强的马太效应。   21世纪宏观研究院发现,2015年经济总量前5个大省,经济增速均为8%或者以上。西部、东北不少省份经济放慢,与经济大省拉开了距离。   2015年,全国经济增速为6.9%。2015年,广东经济增速为8%,高于2014年的7.8%。浙江2015年经济增速为8%,也高于2014年7.6%的增速。   此外,西藏和重庆2015年经济增速均为11%,排名全国第一,均比2014年的10.9%、10.8%加快。受此影响,重庆2015年经济总量超过了黑龙江。陕西、贵州、江西也分别超过内蒙古、新疆、天津的经济总量。广西也超过了天津和江西的经济总量。   重工业拖累   21世纪宏观研究院认为,2016年,湖北、湖南有望超越河北,成为全国第七、第八经济大省。福建则有望在2016年、2017年缩小与辽宁的差距,并在2017年成为全国第十经济大省。   我们看一组数据。河北2015年名义GDP只增加了1.31%,湖北、湖南2015年GDP名义增加了7.9%、7.4%。2016年,河北经济增速目标是7%,与2015年一致,工业目标只有5%以上。   考虑到河北2015年服务业比重仅占40%左右,第二产业(主要是工业)比重仍达到50%左右。根据河北政府的安排,2016年年内压减炼铁产能1000万吨、炼钢800万吨、水泥150万吨、平板玻璃600万重量箱。2016年,河北名义GDP仍难以快速增长。因此,如果2016年湖北、湖南名义GDP增速达到6%以上,可实现约1700亿元的新增经济总量,将有望超越河北。   如果梳理排名被超越的各个省市情况,可以看到重工业对这些省市的拖累明显。2015年,辽宁规模以上工业增速为-4.8%,位列全国倒数第一;山西规模以上工业增速为-2.8%,位列全国倒数第二。黑龙江为0.4%,河北为4.4%,也排名靠后。   黑龙江的石油产量每年下降100多万吨,河北、辽宁的钢铁等产能下降,都直接影响了经济总量。但是需要指出的是,无论是钢铁还是机床,相关高端产品还需要进口,也表明重工业还需要有创新和提升。   加之全球以石油等为表征的大宗商品价格暴跌,将使得中国国内以原材料、能源等作为支柱产业的省份,经济继续受到打击,这些地区转型迫在眉睫。 进入【新浪财经股吧】讨论相关的主题文章:

Asou said 李肇星追悼会

Clothing & Fashion

The strength of the yen has become a major threat to Andouble economics of U.S. stock market center: exclusive offer full industry sector stocks, premarket after hours, ETF, real-time quotes warrants of U.S. stocks Sina 12 GMT – Japanese officials more and more strongly expressed their concern against the yen soaring, the currency has become a strong new presentation of Andouble economics the threat of. The yen dollar exchange rate approaching the highest point in fifteen months, we tend to worry that this will weaken the competitiveness of Japanese exports, resulting in overseas profits of Japanese companies has shrunk after conversion. The weak profit outlook will also affect the ongoing wage negotiations. The price of imports is low, and the BoJ’s inflation war will also suffer. The group of seven and the group of twenty have reached a consensus that there is no hope for sudden dramatic changes in the market." Treasury Secretary Taro Aso said in Tokyo on Friday that there was a very strong market in FX markets. We will continue to observe the FX market with a sense of urgency and respond appropriately when necessary." The strength of the yen has become a major heart of Japan official in Japan have market interference problems, Asou refused to comment in the morning New York time transaction, once the yen fell short. Japanese officials repeatedly talked about the yen market this week, and Vice Finance Minister Asakawa Atsugu warned Thursday that he was watching closely for any speculation. However, these remarks do not seem to have any effect on the yen’s performance on Friday, which is still going all the way. Outside the financial markets, the real economy is healthy, and corporate profits are at record levels, Japanese officials say. "The fundamentals of Japan are strong." Asou said, "recently, the market is too pessimistic.". The government will not be shaken by the market. We are communicating with G7 and other partners, considering domestic and foreign factors, and we want to focus on strengthening private sector demand." G20 countries are meeting in Shanghai later this month, and finance ministers are expected to discuss how to deal with current market volatility. (Zi Jin) editor in chief: Li Wu SF053

日元强势已成为安倍经济学重大威胁 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   新浪美股北京时间12日讯 日本官员越来越强烈地表达着他们对日元汇率飞涨的担心,这种货币新呈现的强势已经成为对安倍经济学的威胁。   日元对美元汇率迫近十五个月最高点,大家容易担心这会削弱日本出口竞争力,导致日本企业海外利润换算后缩水。疲软的利润前景还会影响当前正在进行的工资谈判。进口商品价格因此低廉,日本央行的通货膨胀之战也将遭遇不利。   “七国集团和二十国集团已经达成共识,大家都不希望市场发生剧烈的突然变化。”财政大臣麻生太郎周五在东京表示,“汇市出现了非常剧烈的行情。我们将怀抱着紧迫感持续观察汇市,必要时做出适当反应。” 日元强势已经成为日本官方的重大心病   面对日本是否已经干涉市场的问题,麻生拒绝发表评论——在纽约时间上午的交易当中,日元曾经短暂下滑。日本官员本周再三谈论过日元的行情,副财政大臣浅川雅嗣周四警告说,他正在密切关注任何的投机动作。   然而,这些言论对于日元周五的表现似乎并无任何影响,后者依然一路走强。   日本官员称,其实在金融市场之外,真实经济是健康的,企业利润处于创纪录的高水平。   “日本经济基本面很强势。”麻生说,“最近,市场是过于悲观了。政府不会因市场的行情而动摇。我们正在与G7和其他方面的伙伴沟通,考虑国内和国外的各种因素,我们希望致力于强化私营部门的需求。”   G20国家本月晚些时候将在上海举行会议,各国财长们预计将讨论如何应对当前的市场波动。(子衿) 责任编辑:李兀 SF053相关的主题文章:

delete illegal goods information 6943 中核人才招聘网

Arts & Entertainment

Zhejiang launched the Red Shield network sword action to prove safety of shopping website illegal Beijing February 23 Hangzhou Xinhua (reporter Xie hunters Intern Li Chenxiao) February 23rd, Zhejiang province Industrial and Commercial Bureau launched 2016 "red shield sword" special enforcement action, will focus on five categories of goods and seven kinds of key violations as the focus of law enforcement. Among them, electronic products, home supplies, baby products are consumers in online transactions reflect the hot commodity problem is more concentrated; network trademark infringement, "free ride" behavior, false propaganda, "fried letter", illegal advertising and other social issues is reflected. National Bureau of statistics data show that in 2015 the national online retail sales of 38773 yuan, an increase of 33.3% over the previous year. In 2015, the Zhejiang provincial government work report showed that: 2015 the province’s GDP reached 42886 yuan, an increase of 8%; the total retail sales of social consumer goods 19785 yuan, an increase of 10.9%, but the net retail sales increased by 49.9%. The special action of "red shield net sword" was not initiated in 2016. In fact, in order to regulate the network market order, in 2015, Zhejiang province industry and Commerce Department launched the "red shield net sword" special action, crack down on network sales of infringing counterfeit goods and other illegal activities. Zhejiang province Industrial and Commercial Bureau relevant responsible person said that last year, the province inspected website, shop 165 thousand (Times), check the website operator 23 thousand (Times), delete illegal goods information 6943, ordered rectification website 2035, closed website 174, has been ordered to stop the online service platform 982. Investigation of 950 cases. The 2016 Zhejiang Red Shield network sword "special enforcement action for a period of six months, the focus on the online trading platform, shopping website, network service platform, and enterprise website and the network group purchase website trading platform, micro-blog, WeChat and other trading platform operators to carry out, consumers reflect problems from electronic products, auto parts, home supplies, clothing, shoes and hats and other goods and infant supplies around determined according to the actual goods for inspection of key commodities, while clearly dealt with seven key violations. The seven types of illegal activities are network infringement of intellectual property rights, illegal acts of online advertising, false propaganda on the Internet and "speculation" behavior, online consumer infringement behavior, online sales of substandard goods, online pyramid selling, and other illegal activities. (end)

浙江启动红盾网剑行动 剑指购物网站不法行为   中新网杭州2月23日电 (记者 谢盼盼 实习生 李晨虓)2月23日,浙江省工商局启动2016“红盾网剑”专项执法行动,将五大类重点商品和七大类重点违法行为作为执法重点。其中,电子产品、家装用品、婴幼儿用品等都是网络交易中消费者反映问题较为集中的热点商品;网络商标侵权、“傍名牌”行为,虚假宣传、“炒信”、违法广告等是社会反映的焦点问题。   国家统计局数据显示,2015年全国网上零售额38773亿元,比上年增长33.3%。2015年《浙江省政府工作报告》显示:2015该省生产总值达到42886亿元,增长8%;社会消费品零售总额19785亿元,增长10.9%,但网络零售额增长49.9%。   “红盾网剑”专项行动非2016年首创。其实,为规范网络市场秩序,2015年浙江省工商部门就集中开展了“红盾网剑”专项行动,打击网络销售侵权假冒伪劣商品等违法行为。   浙江省工商局相关负责人表示,去年,该省共检查网站、网店16.5万个(次),实地检查网站经营者2.3万个(次),删除违法商品信息6943条,责令整改网站2035个,关闭问题网站174个,已责令停止平台服务的网店982个,立案查处违法案件950起。   此次,2016浙江“红盾网剑”专项执法行动为期半年,重点围绕网络交易平台、购物网站、网络服务平台、团购网站和企业官网以及网络交易平台、微博、微信等平台上从事交易的经营者开展,明确消费者反映问题较集中的电子产品、汽车配件、家装用品、鞋帽服装、婴幼儿用品等商品以及各地根据实际确定的商品为重点检查商品,同时明确查处七类重点违法行为。   七类重点违法行为分别是网络侵犯知识产权行为、网络广告违法行为、网络虚假宣传及“炒信”行为、网络消费侵权行为、网络销售不合格商品行为、网络传销行为、其它违法行为。(完)相关的主题文章:

2015 杭州统计信息网

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NDRC: 11 categories of major engineering package has invested 50564 yuan billion Sohu finance xinhuanet.com Beijing on 17 February, (Tang Lan) the morning of February 17th, the national development and Reform Commission on the macroeconomic data and held a press conference to respond to hot issues. Development and Reform Commission spokesman Zhao Chenxin attended the press conference, and introduced the progress of 11 major national projects package. Data show that as of the end of 2015, the 11 major project has a total investment of 50564 yuan, an increase of 346 billion 500 million yuan more than the end of November, has started 48 projects, 326 projects, 22 projects more than the end of November. Among them, the information grid network of major oil and gas projects have been started 4 projects, 52 projects, a total investment of 15585 yuan; ecological and environmental protection of 14 major projects projects have all started, a total investment of 522 billion yuan; a major clean energy project has started 27 projects, total investment of 629 billion 500 million yuan; water conservancy engineering major grain has started 2 projects, 45 projects, has invested 240 billion 800 million yuan; transportation major project has started 128 projects, a total investment of 12214 yuan; health care service 15 special major projects have all started, a total investment of 259 billion 800 million yuan; the energy and mineral resources protection of major projects have been started 47 projects. A total investment of 422 billion 300 million yuan; modern logistics 1 special major project has already started, a total investment of 160 billion yuan; city rail traffic engineering major Has started 27 projects, a total investment of 23 billion 600 million yuan; to enhance the core competitiveness of manufacturing industry in 6 major projects projects have all started, a total investment of 4 billion 600 million yuan; 6 special emerging industries major projects have all started, a total investment of 13 billion 900 million yuan. Zhao Chenxin said, the next step, the NDRC will adhere to do a monthly coordinated scheduling, accelerate the construction of major projects. In November 26, 2014, the State Council issued the "guidance" of the State Council on innovation in key areas of investment and financing mechanism to encourage social investment, put forward to adjust the structure, make up the short board, to strengthen the weak links in the construction, in urgent need of public services, resources and environment, ecological construction, infrastructure and other key areas to further innovate the financing mechanism, give full play to the social capital especially positive the role of private capital. After that, the NDRC divided the construction of economic weak links into seven major projects. Including information, power, oil and gas and other major network engineering; clean energy; oil and gas mineral resources security food engineering; water conservancy; traffic; environment protection; health care service. In June 30, 2015, based on seven engineering package, the NDRC also introduced four new major projects, including the city rail transportation, modern logistics, emerging industries, enhance the core competitiveness of manufacturing industry.

发改委:11大类重大工程包已累计完成投资50564亿元-搜狐财经   新华网北京2月17日电(唐斓)2月17日上午,国家发展改革委就宏观经济运行数据举行发布会并回应热点问题。发改委新闻发言人赵辰昕出席发布会,并介绍了11大类国家重大工程包进展情况。  数据显示,截至2015年底,11大类重大工程包已累计完成投资50564亿元,比11月底增加3465亿元,已开工48个专项、326个项目,比11月底增加22个项目。  其中,信息电网油气网络重大工程已开工4个专项、52个项目,累计完成投资15585亿元;生态环保重大工程14个专项已经全部开工,累计完成投资5220亿元;清洁能源重大工程已经开工27个项目,累计完成投资6295亿元;粮食水利重大工程已经开工2个专项、45个项目,已累计完成投资2408亿元;交通运输重大工程已经开工128个项目,累计完成投资12214亿元;健康养老服务重大工程15个专项已经全部开工,累计完成投资2598亿元;能源矿产资源保障重大工程已经开工47个项目,累计完成投资4223亿元;现代物流重大工程1个专项已经开工,累计完成投资1600亿元;城市轨道交通重大工程已经开工27个项目,累计完成投资236亿元;增强制造业核心竞争力重大工程6个专项已经全部开工,累计完成投资46亿元;新兴产业重大工程6个专项已经全部开工,累计完成投资139亿元。  赵辰昕表示,下一步,发改委将坚持做好按月协调调度,加快推进重大工程建设。  2014年11月26日,国务院印发《国务院关于创新重点领域投融资机制鼓励社会投资的指导意见》,提出为补短板、调结构,加强薄弱环节建设,迫切需要在公共服务、资源环境、生态建设、基础设施等重点领域进一步创新投融资机制,充分发挥社会资本特别是民间资本的积极作用。之后,发改委将其中的加强经济薄弱环节建设措施分解为七大工程包。包括信息、电网、油气等重大网络工程;清洁能源;油气及矿产资源保障工程;粮食水利;交通;生态环保;健康养老服务。  2015年6月30日,在七大工程包的基础上,发改委又新推出四个重大工程包,包括城市轨道交通、现代物流、新兴产业、增强制造业核心竞争力。相关的主题文章:

  不过 华东交通大学是几本

Clothing & Fashion

Health International President’s wife to buy low and sell high before the suspension to speed up the reduction of capital flows in thousands of thousands of hot columns on stock diagnosis the latest rating simulated trading client Sina Finance client: the most profitable investors in Hong Kong stocks through market mechanism and level2 cards have HENGFA (00911-HK) Co ginseng health International (02211-HK) (formerly known as medicine) on January 28th opening price the day after the crash of more than 60%; in February 1st surged 15.5% after the suspension, there may be insider control of the company changes pending release. To February 3rd at 8:30 in the evening, the company also did not notice the latest news, however, according to the stock exchange stock information, chairman of health Jin Dongtao spouse Chen Xiaoyan in January 29th, the holdings of 44 million 958 thousand shares, the average price of 1.016 yuan per share, involving a set of 45 million 677 thousand yuan, holding long positions from 32.22% to 29.97%, which is 2.25% less. However, according to the equity data of the Shanghai Stock Exchange, Jin Dongtao and Chen Xiaoyan in January 28th, the company holdings of 4 million 363 thousand shares of the warehouse, the cost of 10 million 353 thousand and 399 Hong Kong dollars, the average transaction price of 2.373 Hong Kong dollars, the highest trading price of 2.39 Hong Kong dollars. After the change, the shareholding of 644 million 453 thousand and 135 shares, accounting for 32.22% of the shareholding. Whether Jin Dongtao and Chen Xiaoyan will sell their shares at the end of the day, let’s wait for the announcement. Enter Sina Financial shares] discussion

大健康国际主席妻低买高卖 停牌前加速减持 热点栏目 资金流向 千股千评 个股诊断 最新评级 模拟交易 客户端 新浪财经客户端:最赚钱的投资者都在用 港股level2行情 翻看机构底牌   曾与恒发洋参(00911-HK)合作的大健康国际(02211-HK)(前称金天医药)股价于1月28日开市后暴泻逾六成;2月1日急涨15.5%后停牌,以待发布有关公司控制权可能出现转变的内幕消息。   到2月3日晚上8时30分,公司还未公告最新消息,不过,据联交所股权资料显示,大健康主席金东涛配偶陈笑妍于1月29日,场内减持公司4,495.8万股,每股均价1.016元,涉套4,567.7万元,持好仓由32.22%降至29.97%,即减少2.25%。   不过,根据联交所权益数据,金东涛及陈笑妍于1月28日,场内增持公司好仓436.3万股,耗资1035.3399万港币,成交均价2.373港币,最高成交价2.39港币。变动后持股6.44453135亿股,持股占比32.22%。   金东涛与陈笑妍最终是否尽售股权,大家等公告吧。 进入【新浪财经股吧】讨论相关的主题文章:

已有84家证券公司、17家期货公司开通股票期权经纪业务交易权限 蜡笔小小生国语

Arts & Entertainment

Shanghai Stock Exchange issued September options statistics, turnover fell nearly 30%, Sina fund exposure desk: letter Phi lag false propaganda, performance is lower than the same kind of products for a long time, how to buy funds by pit? Click on [I want to complain], Sina help you expose them! Original title: the Shanghai Stock Exchange issued September options statistics, trading volume fell nearly 30% Securities Times Network (October 14th) news, according to China Securities Network News, the Shanghai Stock Exchange recently released September stock options monthly statistics. Data show that with the spot market volume and price fall, the activity of the options market will also be cooling. September total turnover of 5 million 922 thousand and 600, a decline of 27.72%. Data show that in September, the SSE 50ETF option market runs smoothly, pricing is reasonable, and risk control measures are effective. In September, the cumulative volume of 15 million 922 thousand and 600 options market, compared with the previous month to reduce by 27.72%; average daily turnover of 296 thousand and 100, compared with the previous month to reduce by 16.87%; September 12th volume reached 592513, the highest volume for the month. Average daily turnover of 154 million yuan, compared with the previous month to reduce by 19.37%; daily turnover nominal value of 6 billion 671 million yuan, compared with the previous month to reduce by 16.40%; the average daily open contract number of 1 million 282 thousand and 500, compared with the previous month growth of 21.28%. At the end of September, investors account for a total of 165399 households (the total number of brokerage customers account for 165246 households). In September, 11277 clients were added to the brokerage business. At present, 84 securities companies, has 17 Futures Company opened stock options brokerage trading privileges, 59 securities companies opened stock options proprietary trading rights, 10 securities companies as the main 50ETF options market maker, 3 securities companies 50ETF options market maker. Securities brokerage business volume ranking, Warburg securities, Huatai Securities and Haitong Securities ranked first in the top three. Among them, Warburg securities occupies the top of the list with 10.7% monthly market share and the cumulative turnover market share. Huatai Securities followed, the market share was 9.8%; Haitong Securities monthly market share and annual cumulative turnover share was 6.1%, 5.4%. The number of clients in the brokerage firm, the number of clients and the market share, the galaxy, investment and Changjiang Securities has the largest number of options customers. Among them, the Galaxy Securities month’s new customer market share reached 18.3%, the cumulative opening accounts market share of 6.7%. (Securities Times Network News Center) into Sina Finance shares bar discussion

上交所发布9月期权统计数据 成交量环比下滑近三成 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   原标题:上交所发布9月期权统计数据 成交量环比下滑近三成   证券时报网()10月14日讯   据中国证券网消息,上交所近期发布了9月股票期权月度统计。数据显示,伴随着现货市场的量价齐跌,期权市场的活跃度也随之降温。9月累计成交592.26万张,环比下滑27.72%。   数据显示,9月,上证50ETF期权市场运行总体平稳,定价较为合理,风控措施有效。9月,期权市场累计成交量1592.26万张,与上月相比减少27.72%;日均成交量29.61 万张,与上月相比减少16.87%;9月12日成交量达到592513 张,为当月最高成交量。日均权利金成交额1.54 亿元,与上月相比减少19.37%;日均成交名义价值66.71亿元,与上月相比减少16.40%;日均未平仓合约数128.25万张,与上月相比增长21.28%。   截至9月底,投资者账户总数为165399户(经纪业务客户账户总数为165246户)。9月新增了经纪业务客户账户数11277户。目前,已有84家证券公司、17家期货公司开通股票期权经纪业务交易权限,59家证券公司开通股票期权自营业务交易权限,10家证券公司为50ETF期权主做市商, 3家证券公司为50ETF期权一般做市商。   证券公司经纪业务成交量排名方面,华宝证券、华泰证券及海通证券位列前三甲。其中,华宝证券以10.7%的月市场份额及当年累计成交量市场份额占据排行榜首。华泰证券紧随其后,市场份额为9.8%;海通证券的月市场份额及年累计成交量份额分别为6.1%、5.4%。   证券公司经纪业务客户数量市场份额方面,银河、招商及长江证券拥有的期权客户数量最多。其中,银河证券的月新增客户市场份额达18.3%,当年累计开户市场份额为6.7%。   (证券时报网快讯中心) 进入【新浪财经股吧】讨论相关的主题文章:

市场人士表示 中场魔塔

Clothing & Fashion

T the end of the month fell slightly behind exporters selling pressure support real exchange rate exchange with micro fell Wednesday won t. Market participants said that international oil prices fell to temperature increasing risk aversion, driven by the NT won with weak finishing, but by the end of the month to sell warming exchange exporters behind, today not only support Taiwan’s real exchange rate movements, also slightly improve the end of the month before the NT interval partial l expected follow-up of RMB and foreign investment. It also pointed out that with the end of the month behind the exchange exporters selling pressure increase, do not rule out the essence of NT dollar rose above 33.200, then the importer bargains dollar buying is expected to approach, the group of 20 countries plus (G20) meeting in current variables, expected short-term exchange rate temporarily difficult to Taiwan’s real jump range consolidation pattern. Today, the main trading range of NT dollar against the dollar is at 33.222-33.279, 33.130-33.288 on the last day. Traders predict that the main real trading range will fall at 33.180-33.300 tomorrow. The non deliverable forward market in overseas (NDF), the current month day period, the premium rate of NT $swap point on the date slightly reduced; a month late NT $33.330 on the day far report 33.280, to close at 33.320. Enter Sina Financial shares] discussion

台币小幅收跌 月底出口商抛汇卖压支撑实质汇价   台币周三随韩元微收跌。市场人士表示,国际油价转跌令避险情绪增温,带动台币随韩元等偏弱整理,但因月底出口商抛汇卖需增温,不仅支撑今日台币实质汇价走势,也略提高月底前台币区间偏升的预期,后续关注人民币及外资动向。   其并指出,随着月底出口商抛汇卖压加大,不排除台币实质汇价升破33.200,届时进口商等逢低承接美元买盘料将进场,加上20国集团(G20)会议在即的变数当前,短线料台币实质汇价暂难跳脱区间整理格局。   今日台币兑美元主要交易区间在33.222-33.279,上日在33.130-33.288。交易员预测明日主要实质交易区间落在33.180-33.300。   在海外无本金交割远期外汇市场(NDF)方面,目前一个月天期美元 台币换汇点溢价幅度较上日小幅缩减;尾盘一个月美元 台币远汇报33.280 33.330,上日收在33.320。 进入【新浪财经股吧】讨论相关的主题文章:

而此外据悉银行资金存管方案也将近期推出 晓晓仙境

Arts & Entertainment

Each September 9th gold news at a glance: Shenzhen gold and gold association mutual mutual association of wits? Shenzhen gold market supervision bureau was a member of chamber of Commerce to challenge the defection of Shenzhen Internet Financial Association in the name of the organization sent a letter to the market supervision bureau, part of the membership is not Renzhang, that he is to be represented, and the chamber of Commerce on the surging news that members of the "defection" is the Shenzhen Association of Internet financial arrangements. In September 7th, Shenzhen Internet Financial chamber of Commerce who told the surging news that the "joint statement" is the leading Internet Financial Association of Shenzhen City, for the two organizations 12 member units signed together, and the chamber of Commerce members withdraw. The person said, at present, under the mediation of the relevant government departments, retreat matters have subsided. [news] surging bank depository bank, recently issued a plan or platform is still waiting for the Interim Measures for the supervision and administration from the CBRC issued after only half a month time, the number of net loan platform has begun to accelerate the rectification, registration, adjustment of products, interest rates and so on. A number of platforms have indicated that the current platform is based on regulatory measures to adjust the business, in order to achieve regulatory requirements within 12 months of the rectification period. However, net loan borrowing limit and bank funds depository business platform becomes a difficult adjustment, but also learned that the bank funds depository program will also be released, and the platform is still waiting for the bank. [new] to express bank output risk control technology of Internet consumer financial institutions foresight with the rise of technology finance, Internet consumer financial institutions and bank cooperation, not only in the field of funds depository. Recently, Wilson and Huarui bank, Fubon Jinke Huayi bank cooperation, the latter output of consumer finance risk control management. In many industry insiders, consumer financial institutions and banks share the risk control technology, is undoubtedly a win-win situation. [21 century economic report] report: Consumer Finance Department of the bank is still the market leader 9 8, "2016 China consumer finance industry report" (hereinafter referred to as the "report") and consumer finance 50 list released for the first time. The "report" analysis pointed out that with the change of consumption structure, accelerate the upgrading of consumption, consumer credit inclusive accounted for gradually increasing, is expected in 2017, the proportion will reach 12%. At the same time, the "report" for China sort of consumer financial markets mainly in the field of participants and their business model, that is, the Bank of consumer finance market leader. [net home loan] jingfangxingju 7 intermediary Department of malicious rumors Shanghai mortgage new deal according to the Shanghai Municipal Public Security Bureau official micro-blog @ police train – Shanghai on September 8th news, in order to promote the sales of personal property, real estate intermediary staff deliberately fabricated and spread on the network since September, the city will implement the purchase of credit deal rumors the cause of the real estate market is not stable. The evening of September 6th, the Public Security Bureau of Shanghai city by force organization investigation, in one fell swoop 7 malicious fabricated and spread rumors involved, has been under criminal detention according to law. Shanghai City Public Security Bureau official [micro-blog] telecommunications fraud in financial fraud accounted for more than half of Guangzhou Shenzhen most rampant in September 7th, 360 Internet Security Center released the "2016 China Telecom fraud situation analysis report" that in. 9月9日互金新闻速览:深圳互金商会与互金协会斗法? 深圳互金商会叫板市场监管局遭会员反水 深圳互联网金融商会以组织的名义发函给市场监管局,部分会员却不“认账”,认为自己是“被代表”了,而商会方面对澎湃新闻表示,会员的“反水”是深圳互联网金融协会安排的。9月7日,深圳互联网金融商会方面人士对澎湃新闻表示,《联合声明书》是在深圳市互联网金融协会的主导下,让两家组织共同的12家会员单位签名的,并且要求会员退了商会。该人士称,目前在政府有关部门的调解下,退会事宜已经平息。[澎湃新闻] 银行存管方案或近期出台银行、平台仍在等待 距银监会等出台的监管暂行办法仅过了半个多月时间,目前多家网贷平台已经开始加快整改,备案登记、调整产品、下调利息等等。多家平台均表示,目前平台正在根据监管办法,调整业务,争取在12个月的整改期内达到监管要求。不过,网贷借款上限和银行资金存管成为平台业务调整的难点,而此外据悉银行资金存管方案也将近期推出,银行和平台仍在等待中。[新快报] 向银行输出风控技术互联网消费金融机构的深谋远虑 随着科技金融的崛起,互联网消费金融机构与银行的合作,不再局限在资金存管领域。近日,维信金科与华瑞银行、富邦华一银行开展合作,向后者输出消费金融风控运营技术。在多位业内人士看来,消费金融机构与银行彼此分享风控技术,无疑是双赢。[21世纪经济报道] 报告:银行系仍是消费金融的市场主导者 9月8日,《2016中国消费金融行业报告》(下称《报告》)及消费金融50强榜单首次对外发布。《报告》分析指出,随着消费结构的变化、消费升级的加快,普惠消费信贷占比逐渐增大,预计2017年,占比将达到12%。同时,《报告》针对中国消费金融市场领域主要参与者及其业务模式进行了分类梳理,认为银行系仍是消费金融的市场主导者。[网贷之家] 警方刑拘7名中介系恶意造谣上海房贷新政 据上海市公安局官方微博@警民直通车-上海9月8日消息,为提升个人房产销售业绩,房产中介人员故意在网络上编造、传播“9月起本市将实行购房信贷新政”的谣言,造成本市房地产市场不稳定。9月6日晚,经上海市公安局组织力量侦查,7名恶意编造、传播相关谣言的涉案人员被一举抓获,现已被依法刑事拘留。[上海市公安局官方微博] 电信诈骗中理财诈骗占比近半北上广深最猖獗 9月7日,360互联网安全中心公布的《2016中国电信诈骗形势分析报告》中称,在用户接到的诈骗电话中,虚假的金融理财诈骗最多,占43.2%,此类诈骗在北上广深等大城市尤其盛行。其次是身份冒充诈骗,占25.2%。[京华时报] 4年渗透率从1.6%到48% 互联网保险用户达3.3亿 从2011年到2015年,仅用了4年时间,互联网保险用户渗透率就从1.6%猛增至48%,互联网保险用户已达3.3亿人。互联网保险发展劲头正猛。[证券 wemoney 看过本文章的人还看过: [责任编辑:wemoney PF055] 责任编辑:wemoney PF055 推荐 用微信扫描二维码分享至好友和朋友圈 分享到: 新浪微博 QQ空间 人参与 评论 炒股大赛本周发2万奖金 1高手独享5000元    牛散lqxwcg逆势抓涨停 日赚12%  订阅 免责声明:本文仅代表作者个人观点,与凤凰网无关。其原创性以及文中陈述文字和内容未经本站证实,对本文以及其中全部或者部分内容、文字的真实性、完整性、及时性本站不作任何保证或承诺,请读者仅作参考,并请自行核实相关内容。相关的主题文章:

4 四川理工学院校徽

Clothing & Fashion

Google is experimenting with Chrome recommendations, and VB reports that Google is testing a feature for recommending articles directly on Chrome browsers. The recommended article will appear on the new tab of Windows, Mac, Linux, Android and iOS Chrome. Google spokesman confirmed the message, but no update was revealed. But it’s not clear how to call this new function. Myce found in the ChromiumCode Reviews problem report that there was a service called Morning Reads (Chen Du), and a function called ChromeReader. From the report card would be able to see the Google idea is this: first of all, I hope you will be able to Google the most visited website based on the recommended articles, and then set up on the basis of personalized: ChromeReader currently uses a set of parameters to the hard encoding query, return a group not personalized results. The results need to be updated to generate personalized results. Check advanced options can also adjust the ChromeReader to get better results. At least for MVP, we will provide a list of MostLikely MostVisited URL to ChromeReader. I don’t think there’s any room for personalization on this basis. The recommendation does not require user login. However, if the user logs in to Chrome, the recommendation can be more customizable. Recommendation function will provide the recommended articles fragments (title + words): MorningReadsService: Extraction – arrange the fragment called SnippetsService at the right time to get updates, fragments are presented to demonstrate the UI fragment of Google but now engineers are still considering how to determine the frequency of inspection of the new article. Their intervals were fixed at the beginning. Several improvements are considered as follows: 1) grab articles only at a specific time of day, such as 6 a.m. to 9; 2) grab frequency according to charging status; 3) combine other wake mechanism work; 4) push the article ahead of time when users open new label page. The discussion also refers to the functions of "preview view" and "preview carousel", as well as the collaboration mechanism of AMP which will be launched next week: for the AMP version, we need to prefetch articles to coexist. We also need to tell UI that this is a AMP version, so preview requires different versions. All in all, Google might want to put Google Now’s text.

Google正在实验在Chrome上进行文章推荐   据 VB报道,Google 正在测试一项直接在 Chrome 浏览器上进行文章推荐的功能。推荐的文章会出现在 Windows、Mac、Linux、Android 及 iOS 版 Chrome 的新标签页上,Google 发言人证实了此消息,但是并没有更新消息透露。   但是尚不清楚怎样才能调用这项新功能。Myce在 ChromiumCode Reviews 的问题报告中发现提到有一项名为 “Morning Reads(晨读)” 的服务,以及一项名为 “ChromeReader” 的功能。从那些问题报告的帖子大概能看出 Google 的想法是这样的―首先,Google 希望能够基于你访问最多的网站来推荐文章,然后在此基础上建立个性化:   ChromeReader 目前采用了硬编码的一组参数来进行查询,返回的是一组未个性化的结果。结果需要进行更新才能生成个性化结果。勾选高级选项还可以调整 ChromeReader 获得更好的结果。   至少对 MVP 而言,我们会提供 MostLikely MostVisited URL 列表给 ChromeReader。我觉得已经没有在此基础上进行个性化的空间了。   文章推荐并不需要用户登录。不过如果用户登录 Chrome 的话,推荐可以更加可定制化。推荐功能会提供所推荐文章的片段(标题 + 几句话):   MorningReadsService 可以:   ―安排文章片段的提取   ―在合适的时候调用 SnippetsService 获取 更新片段   ―把片段提交给展示的 UI   不过目前 Google 的工程师还在考虑如何确定新文章的检查频率。一开始时他们的检查间隔是固定的。目前考虑的几种改进包括:1)只在每天的特定时间抓取文章,如早上 6 点到 9 点;2)根据充电状态确定抓取频率;3)联合其他唤醒机制工作;4)提前在用户打开新标签页时推送文章等。   讨论中还提到了 “预览视图” 和 “preview carousel” 这类的功能,以及与下周即将推出的AMP 的协作机制:   对于 AMP 版的文章,我们需要预取文章并存下来。我们还需要告诉 UI 这是 AMP 版的文章,所以预览需要不同的版本。   综合来看,Google 可能是想把 Google Now 的文章推荐直接搬到浏览器上,如果是这样的话,新闻聚合网站有可能会受到威胁。不过现在说这些还为师尚早,因为在 Chromium 或 Chrome Canary 上面都还没看到这项功能出现。相关的主题文章: